greenbooks · December 13, 2016

Greenbook/Tealbook

Prefatory Note The attached document represents the most complete and accurate version available based on original files from the FOMC Secretariat at the Board of Governors of the Federal Reserve System. Please note that some material may have been redacted from this document if that material was received on a confidential basis. Redacted material is indicated by occasional gaps in the text or by gray boxes around non-text content. All redacted passages are exempt from disclosure under applicable provisions of the Freedom of Information Act. Content last modified 01/14/2022. Authorized for Public Release Class I FOMC – Restricted Controlled (FR) Report to the FOMC on Economic Conditions and Monetary Policy Book B Monetary Policy: Strategies and Alternatives December 8, 2016 Prepared for the Federal Open Market Committee by the staff of the Board of Governors of the Federal Reserve System Authorized for Public Release (This page is intentionally blank.) Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 This section considers a selection of strategies for setting the federal funds rate and compares the associated policy paths and macroeconomic outcomes with those in the Tealbook baseline forecast. The simple rules and optimal control exercises considered below prescribe a tighter stance of monetary policy in the medium term than they did in the October Tealbook in response to more expansionary fiscal policy assumptions in the staff projection. As was the case in the October Tealbook, most simple rules and optimal control exercises prescribe a more rapid increase in the federal funds rate than assumed in the staff forecast. A special exhibit examines the changes in optimal control paths associated with the assumed shift to a more accommodative stance of fiscal policy. NEAR-TERM PRESCRIPTIONS OF SELECTED SIMPLE POLICY RULES The top panel of the first exhibit provides near-term prescriptions for the federal funds rate from four policy rules: the Taylor (1993) rule, the Taylor (1999) rule, an inertial version of the Taylor (1999) rule, and a first-difference rule.1 These prescriptions take as given the staff’s baseline projections for the output gap and inflation in the near term, shown in the middle panels. The top and middle panels also include the staff’s baseline assumption for the federal funds rate.  The near-term prescriptions of all of the Taylor-type rules are higher than in the October Tealbook because incoming data over the intermeeting period led to a modest upward revision to the staff’s estimate of the output gap in the near term and because the real federal funds rate expected by the staff in the long run has been revised up by ¼ percentage point. The Taylor (1993), Taylor (1999), and inertial Taylor (1999) rules prescribe rates that are 34, 46, and 7 basis points higher in 2017:Q1 and are 28, 33, and 11 basis points higher in 2017:Q2.  The Taylor (1993) and Taylor (1999) rules, which feature no interest-rate smoothing term, prescribe substantially higher federal funds rates in the near term than the inertial Taylor (1999) rule, the first-difference rule, and the Tealbook baseline. 1 The appendix to this section provides details on each of these four simple rules. Page 1 of 66 Strategies Monetary Policy Strategies Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Strategies Policy Rules and the Staff Projection Near−Term Prescriptions of Selected Simple Policy Rules1 (Percent) 2017:Q1 2017:Q2 2.76 2.42 2.77 2.49 3.01 2.55 3.04 2.71 Inertial Taylor (1999) rule Previous Tealbook projection 0.86 0.79 1.19 1.08 First−difference rule Previous Tealbook projection 0.65 0.65 0.79 0.83 Addendum: Tealbook baseline 0.74 0.98 Taylor (1993) rule Previous Tealbook Taylor (1999) rule Previous Tealbook * Key Elements of the Staff Projection GDP Gap Federal Funds Rate Percent Percent 5 3 4 2 3 1 PCE Prices Excluding Food and Energy Percent Four−quarter change 3.0 Current Tealbook Previous Tealbook 2.5 2.0 1.5 2 0 1.0 1 2016 2017 2018 2019 2020 2021 2022 0 −1 2016 2017 2018 2019 2020 2021 2022 0.5 −2 2016 2017 2018 2019 2020 2021 2022 0.0 A Medium−Term Equilibrium Real Federal Funds Rate2 (Percent) Tealbook−consistent FRB/US r* Average projected real federal funds rate Current Tealbook Previous Tealbook 1.16 0.10 0.84 0.04 * 1. The intercepts of Taylor−type rules conditional on the current− and previous−Tealbook projections are 1 percent and percent, respectively. For rules that have a lagged policy rate as a right−hand−side variable, the lines denoted "Previous Tealbook projection" report prescriptions based on the previous Tealbook's staff outlook for inflation and the output gap, but conditional on the current−Tealbook value of the lagged policy rate. 2. The "Tealbook−consistent FRB/US r*" is the level of the real federal funds rate that, if maintained over a 12−quarter period (beginning in the current quarter) in the FRB/US model, sets the output gap equal to zero in the final quarter of that period. The "average projected real federal funds rate" is calculated under the Tealbook baseline projection over the same 12−quarter period as the Tealbook−consistent FRB/US r*. 3/4 Page 2 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 The bottom panel of the exhibit reports the estimate of a medium-term notion of the equilibrium real federal funds rate that is generated using the FRB/US model, given the staff’s baseline projection. This Tealbook-consistent FRB/US r* corresponds to the level of the real federal funds rate that, if maintained over a 12-quarter period, sets the output gap to zero in the final quarter of that period.  The current estimate of FRB/US r* is 32 basis points higher than in the October Tealbook, reflecting the revision to the forecast in the near term due to incoming data as well as the new fiscal assumptions.  At 1.16 percent, FRB/US r* is well above the average level of the real federal funds rate in the staff forecast for the same 12-quarter period, at 10 basis points, and above the staff’s estimate of the real federal funds rate in the long run, at 1 percent.  The fact that the real federal funds rate in the baseline staff forecast is, on average, below FRB/US r* reflects policy considerations other than closing the output gap that are embedded in the policy reaction function assumed by the staff. SIMPLE POLICY RULES SIMULATIONS The second exhibit reports dynamic simulations of the FRB/US model under the Taylor (1993) rule, the Taylor (1999) rule, the inertial version of the Taylor (1999) rule, and the first-difference rule.2 These simulations reflect the endogenous responses of the output gap and inflation when the federal funds rate follows the paths implied by the different policy rules.3 There has been a significant upward shift in the trajectory prescribed by each rule relative to the October Tealbook. The magnitude of the shift ranges from 0.5 to 0.6 percentage point over the period from 2019 to 2022 during which the federal funds rate reaches its peak under each policy rule. The shift in the Tealbook baseline policy 2 Unless otherwise noted, the policy rules and optimal control simulations assume that policymakers will adhere to the policy strategy in the future and that financial market participants, price setters, and wage setters not only believe that policymakers will follow through with their strategy but also fully understand the macroeconomic implications of that policy strategy. Such policy strategies are described as commitment strategies. 3 Because of these endogenous responses, the near-term prescriptions from the dynamic simulations can differ from those shown in the top panel of the first exhibit. Page 3 of 66 Strategies A MEDIUM-TERM EQUILIBRIUM REAL FEDERAL FUNDS RATE Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Strategies Simple Policy Rule Simulations Unemployment Rate Nominal Federal Funds Rate Percent Percent 8 Taylor (1993) rule Taylor (1999) rule Inertial Taylor (1999) rule First−difference rule Tealbook baseline 5.5 Staff's estimate of the natural rate 7 6 5 5.0 4 3 2 4.5 1 2016 2017 2018 2019 2020 2021 2022 0 4.0 Real Federal Funds Rate Percent 5 4 3 2016 2017 2018 2019 2020 2021 2022 3.5 2 1 PCE Inflation Percent Four−quarter average 2.5 0 −1 2016 2017 2018 2019 2020 2021 2022 −2 2.0 3 1.5 Real 10−year Treasury Yield Percent 2 1.0 1 0.5 0 2016 2017 2018 2019 2020 2021 2022 −1 2016 2017 2018 2019 2020 2021 2022 Note: The policy rule simulations in this exhibit are based on rules that respond to core inflation. This choice of rule specification was made in light of a tendency for current and near−term core inflation rates to outperform headline inflation rates as predictors of the medium−term behavior of headline inflation. Page 4 of 66 0.0 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 over the same period is of similar magnitude. These higher policy paths primarily reflect demand for goods and services but have essentially no effect on potential GDP. The relative position of the policy paths prescribed by the simple rules and associated relative macroeconomic implications remain the same as in the October Tealbook. These features are discussed in the bullets below.  The policy path in the staff forecast is constructed using a version of the inertial Taylor (1999) rule with a temporary downward adjustment to the intercept.4 In the Tealbook baseline, the nominal federal funds rate increases, on average, about 80 basis points per year through the first quarter of 2020, when it reaches 3.5 percent. The pace of tightening subsequently slows, and the federal funds rate peaks at 4 percent in 2021, before eventually returning to its long-run level of 3 percent. Over the period from 2019 to 2022, the path of the federal funds rate runs, on average, 0.5 percentage point higher than in the October Tealbook projection.  The inertial Taylor (1999) rule with a constant intercept prescribes a slightly higher path for the federal funds rate over the next few years than the version with a judgmental downward intercept adjustment used to construct the Tealbook baseline. The difference in policy rates arising from this alternative intercept assumption is small and dissipates too rapidly to have marked effects on the real longer-term interest rates that influence economic activity in FRB/US. Thus, macroeconomic outcomes under the inertial Taylor (1999) rule are similar to those in the Tealbook baseline. Over the period from 2019 to 2022, the path of the federal funds rate runs on average 0.5 percentage point above its counterpart in the October Tealbook.  The Taylor (1993) and Taylor (1999) rules call for an immediate sharp tightening in policy and produce paths for the real federal funds rate that lie significantly above the Tealbook baseline path over the next few years largely because these two policy rules do not put weight on the lagged policy rate. Despite these initially higher policy paths, the macroeconomic outcomes under these two rules are not far from those 4 In response to the new fiscal assumptions, the staff has increased its estimate of the real federal funds rate in the long run from ¾ percent to 1 percent and raised the equilibrium spread between the 10year Treasury yield and the expected federal funds rate over the valuation window by 12.5 basis points. The temporary adjustment to the intercept of the inertial Taylor (1999) rule used to construct the Tealbook baseline projection is phased out by the end of 2019. See Tealbook A for details. Page 5 of 66 Strategies the staff’s assumption that Congress will enact changes in fiscal policy that will boost Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 under the Tealbook baseline because of the assumption that the public immediately understands the macroeconomic effects of following the rules and believes the Strategies policymakers’ commitment to stabilize the economy in the future. The Taylor (1999) rule calls for slightly higher policy rates than the Taylor (1993) rule over the period shown because it responds more strongly to the projected rise in output above its potential level over the next several years. As a consequence, the Taylor (1999) rule generates a higher trajectory for the unemployment rate and a slightly lower trajectory for inflation than does the Taylor (1993) rule. Over the period from 2019 to 2022, the paths of the federal funds rate prescribed by the two rules are 0.6 and 0.5 percentage point higher, respectively, than their counterparts in the October Tealbook.  The first-difference rule prescribes a slightly higher path for the federal funds rate through the end of the decade than the Tealbook baseline. Thereafter, the federal funds rate slowly drifts down to near its long-run level of 3 percent. In contrast, the federal funds rate in the Tealbook baseline continues to rise for a while and reaches a level of about 4 percent over much of this period. This divergence occurs because the first-difference rule, which responds to the expected change in the output gap rather than to its level, reacts to the slower pace of economic growth projected late in the decade and beyond. The lower path of the federal funds rate after 2020, in conjunction with expectations of higher price and wage inflation in the future, implies lower longer-term real rates over the entire projection period, as well as higher levels of resource utilization and inflation. Thus, the first-difference rule generates outcomes for the unemployment rate that are markedly below the unemployment rate paths generated under the other policy rules and farther below the staff’s estimate of the natural rate. As with the other simple rules, the path of the federal funds rate under the first-difference rule runs on average 0.5 percentage point higher than its counterpart in the October Tealbook over the period from 2019 to 2022. OPTIMAL CONTROL SIMULATIONS UNDER COMMITMENT The third exhibit displays optimal control simulations under various assumptions about policymakers’ preferences, as captured by four specifications of the loss function.5 The concept of optimal control employed here corresponds to a commitment policy under 5 The box “Optimal Control and the Loss Function” in the Monetary Policy Strategies section of the June 2016 Tealbook B offers motivations for these specifications; the appendix provides technical details on the optimal control simulations. Page 6 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 which the plans that policymakers make today are assumed to constrain future policy Since the October Tealbook, there has been an upward shift in the federal funds rate paths prescribed by optimal control under each of the four loss functions, though there is considerable dispersion in the size of these shifts across loss functions. For most optimal control policy prescriptions, the magnitude of the revision in the path of the federal funds rate since the October Tealbook ranges from 0.8 to 1 percentage point over the period from 2019 to 2022 during which the federal funds rate reaches its peak under each policy rule. The exception is the rule that places asymmetric weight on the unemployment rate gap (ugap). This rule prescribes a trajectory of the federal funds rate that is only 0.4 percentage point tighter than the October prescription over the period from 2019 to 2020. We will consider this difference in more detail in the exhibit “Optimal Control Response to Fiscal Stimulus.” As in the previous exhibit, these shifts reflect the staff’s projection of greater resource utilization. The relative position of the policy paths prescribed by optimal control under each loss function remain the same as in the October Tealbook. The relative implications of these paths also remain the same. These features are discussed in the bullets below.  The first simulation, labeled “equal weights,” presents the case in which policymakers are assumed to place the same weights on keeping headline PCE inflation close to the Committee’s 2 percent goal, on keeping the unemployment rate close to the staff’s estimate of the natural rate of unemployment, and on changes in the federal funds rate. Under this strategy, the path for the federal funds rate is significantly higher than the Tealbook baseline policy path. This higher path arises because, in the current baseline projection, the unemployment rate falls well below the staff’s estimate of the natural rate over the next several years, an outcome that the “equal weights” loss function judges to be costly. A tighter policy results in a path of the unemployment rate that is substantially closer to the staff’s estimate of the natural rate; headline PCE inflation is somewhat lower than in the Tealbook baseline over the period shown, consistent with a limited response of inflation in the model to lower levels of resource utilization. The path of the federal funds rate runs on average 6 Under the optimal control policies shown in the exhibit, policymakers improve current economic outcomes by making promises that bind future policymakers’ actions; however, the simulations are not conditioned on policy commitments that might have been made in the past. Page 7 of 66 Strategies choices in a way that improves overall economic outcomes, given the baseline outlook.6 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Strategies Optimal Control Simulations under Commitment Unemployment Rate Nominal Federal Funds Rate Percent Percent 5.5 8 Equal weights Asymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Tealbook baseline Staff's estimate of the natural rate 7 6 5 5.0 4 3 2 4.5 1 2016 2017 2018 2019 2020 2021 2022 0 4.0 Real Federal Funds Rate Percent 5 4 3 2016 2017 2018 2019 2020 2021 2022 3.5 2 1 PCE Inflation Percent Four−quarter average 2.5 0 −1 2016 2017 2018 2019 2020 2021 2022 −2 2.0 3 1.5 Real 10−year Treasury Yield Percent 2 1.0 1 0.5 0 2016 2017 2018 2019 2020 2021 2022 −1 2016 2017 2018 2019 2020 2021 2022 Note: Each set of lines corresponds to an optimal control policy under commitment in which policymakers minimize a discounted weighted sum of squared deviations of four−quarter headline PCE inflation from the Committee's 2 percent objective, of squared deviations of the unemployment rate from the staff's estimate of the natural rate, and of squared changes in the federal funds rate. The weights vary across simulations. See the appendix for technical details and the box "Optimal Control and the Loss Function" in the June 2016 Tealbook B for a motivation. Page 8 of 66 0.0 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 0.9 percentage point higher than its counterpart in the October Tealbook projection  The second simulation, labeled “asymmetric weight on ugap,” uses a loss function that assigns no cost to deviations of the unemployment rate from the natural rate when the unemployment rate is running below the natural rate, but that is identical to the specification with equal weights when the unemployment rate is above the natural rate. Under this strategy, the path of the federal funds rate is considerably below both the path for the case of equal weights and the Tealbook baseline path. With the asymmetric loss function, policymakers choose this relatively accommodative path for the policy rate because their desire to raise inflation to 2 percent is not tempered by an aversion to the undershooting of the natural rate of unemployment that helps achieve this outcome. The tighter labor market causes inflation to reach 2 percent more quickly than in the case of equal weights; inflation then edges above the Committee’s longer-run objective for the next decade.7 The path of the federal funds rate runs on average 0.4 percentage point higher than its counterpart in the October Tealbook projection over the period from 2019 to 2022.  The third simulation, labeled “large weight on inflation gap,” posits a loss function that assigns a cost to deviations of inflation from 2 percent that is five times larger than the “equal weights” specification, but is otherwise identical. The resulting optimal strategy is only slightly more accommodative than in the “equal weights” case, even though the losses associated with undershooting the inflation objective in coming years are larger. The reason is that, in the FRB/US model, policymakers face an unappealing tradeoff because inflation responds little to resource utilization. Hence, policymakers would need to engineer a substantial undershooting of the natural rate of unemployment, which this specification of the loss function sees as costly, in order to raise inflation in the near term by a modest amount. The path of 7 The simultaneous overshooting of the longer-run inflation objective and undershooting of the natural rate of unemployment over the medium term is time inconsistent, in the sense that, given the opportunity to reoptimize the path of the federal funds rate without regard to past policy commitments, policymakers in the future would choose to pursue a tighter monetary policy. Under the assumption of optimal control under discretion with “asymmetric weight on ugap” preferences, policy rates and macroeconomic outcomes are between those under the Tealbook baseline and optimal control under commitment. For the other three specifications of the loss function, the simulation results under commitment and discretion are not much different from each other. Page 9 of 66 Strategies over the period from 2019 to 2022. Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 the federal funds rate runs on average 1 percentage point higher than its counterpart in Strategies the October Tealbook projection over the period from 2019 to 2022.  The fourth simulation, labeled “minimal weight on rate adjustments,” uses a loss function that assigns a very small cost to changes in the federal funds rate but is otherwise identical to the loss function with equal weights. In the resulting optimal strategy, the federal funds rate rises faster than under the specification with equal weights over the next few years in an effort to contain the projected undershooting of the natural rate of unemployment. The paths for the real federal funds rate and the real 10-year Treasury yield are also higher for a couple of years than in the case of equal weights. While this policy leaves the trajectory for inflation almost unaffected, it keeps the unemployment rate close to the staff’s estimate of the natural rate. The path of the federal funds rate runs on average 0.9 percentage point higher than its counterpart in the October Tealbook projection over the period from 2019 to 2022. OPTIMAL-CONTROL RESPONSE TO FISCAL STIMULUS All simple rules and optimal control exercises presented above prescribe paths for the federal funds rate that are higher than they were in the October Tealbook. These higher paths reflect a different mix of accommodation from fiscal and monetary policies in the projection; greater fiscal stimulus results in less monetary stimulus, with the size of the adjustment in monetary policy reflecting the assumed strategy of the policymakers. In this next exhibit, we explore how policy settings and associated macroeconomic effects are sensitive to both the nature of the fiscal stimulus and the assumed monetary policy strategy. To this end, we consider optimal-control simulations for the “equal weights” (the red lines) and “asymmetric weight on ugap” (the green lines) specifications of the loss function under two alternative assumptions regarding fiscal stimulus:  In the “no stimulus” scenario, we drop the assumption of a personal income tax cut equivalent to 1 percent of GDP introduced in the Tealbook baseline, leaving the fiscal assumptions identical to those in the October Tealbook.  In the “larger stimulus” scenario, we include a 1 percentage point increase in government purchases as a fraction of GDP, phased in over a four-year period starting in 2017:Q3, in addition to the personal income tax cut considered in the Tealbook Page 10 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Unemployment Rate Nominal Federal Funds Rate Percent Percent 12 Equal weights Equal weights (no stimulus) Equal weights (larger stimulus) Asymmetric weight on ugap Asymmetric weight on ugap (no stimulus) Asymmetric weight on ugap (larger stimulus) 5.5 Staff's estimate of the natural rate 10 5.0 8 4.5 6 4 4.0 2 2016 2017 2018 2019 2020 2021 2022 0 2016 2017 2018 2019 2020 2021 2022 3.5 PCE Inflation Real 10−year Treasury Yield Percent 4 Percent Four−quarter average 2.5 3 2.0 2 1.5 1 1.0 0 2016 2017 2018 2019 2020 2021 2022 −1 2016 2017 2018 2019 2020 2021 2022 0.5 Note: The simulations labeled "no stimulus" assume no cuts to personal income taxes, in contrast with the Tealbook projection that includes personal income tax cuts equivalent to 1 percent of GDP in 2017:Q3. The simulations labeled "larger stimulus" assume, in addition to personal income tax cuts, an equal−size increase in government spending phased in over several years. See the similarly−named alternative scenarios in the Risks and Uncertainty section of Tealbook A for descriptions. Page 11 of 66 Strategies Optimal−Control Response to Fiscal Stimulus Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 baseline. Half of the additional spending is assumed to be directed to public Strategies infrastructures; however, the staff’s estimates suggest that this has only small supplyside effects. The consideration of a no-stimulus scenario provides a comparison point to assess the economic response to fiscal stimulus shocks of the kind incorporated in the baseline and larger-stimulus scenarios.8 In response to the fiscal stimulus, the policy paths are 1.1 percentage points and 0.8 percentage point higher in the equal-weights baseline (solid red line) and asymmetricweights baseline (solid green line) scenarios, respectively, than under their counterparts in the no-stimulus scenario over the period 2019 to 2020.9 By comparison, in response to the larger stimulus scenario, the policy paths are 3.2 percentage points and 2.8 percentage points higher, respectively, than under their no-stimulus scenarios over the same period. These optimal control simulations show substantially larger increases in the federal funds rate than prescribed by the staff’s baseline policy rule, which implies 0.6 and 1.7 percentage points of tightening in response to the same fiscal policy shocks that are illustrated in the Risk and Uncertainty section of Tealbook A. Under all policy strategies, though, the introduction of fiscal stimulus helps policymakers raise the federal funds rate to levels well above its effective lower bound more rapidly than otherwise. The strong policy response prescribed by the equal-weight optimal control simulation results in similar paths of the unemployment rate and inflation under all fiscal 8 The “no stimulus” scenario assumes that the real federal funds rate in the long run is ¾ percent and that the equilibrium spread between the 10-year Treasury yield and the expected federal funds rate over the valuation window is 12.5 basis points lower than in the December Tealbook. The “larger stimulus” scenario assumes that the real federal funds rate in the long run is 1¼ percent and that the equilibrium spread between the ten-year Treasury yield and the expected federal funds rate over the valuation window is 12.5 basis points higher than in the December Tealbook. While these scenarios allow expansionary fiscal policy to raise long-term interest rates in part by raising term premiums, the optimal control simulations take the term premium paths in each scenario as exogenous. See the Risks and Uncertainty section of Tealbook A for further description of the alternative scenarios and simulations under the Tealbook baseline monetary policy assumptions. 9 As noted in the Risk and Uncertainty section of Tealbook A, in both alternative scenarios, the responses of inflation to fiscal stimulus are likely larger than the revisions that the staff would implement using its judgmental apparatus because inflation in FRB/US generally moves more with demand than it does in the staff’s projection. Thus, the policy responses to fiscal stimulus in these scenarios are larger than would be the case in the judgmental projection. Page 12 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 stimulus packages.10 This result is consistent with the assumed ability of monetary policy macroeconomic models.11 The asymmetric weight on ugap optimal control prescribes somewhat less policy tightening, primarily because for much of the horizon unemployment undershoots the natural rate and thus these policymakers focus on harnessing the fiscal stimulus’ inflationary implications. We have also run optimal control simulations under the other specifications of the loss function described in the exhibit “Optimal Control Simulations under Commitment.” Optimal monetary policy in response to fiscal stimulus results in little altered paths for unemployment and inflation regardless of the loss function considered. Each specification of the loss function results in a significantly less accommodative path of monetary policy as fiscal stimulus increases such that nearly the entire impact of fiscal stimulus is offset. These simulations are subject to a number of caveats. One such caveat is that not only are the size and nature of fiscal measures to come uncertain, but so are their economic effects. As such, the appropriate speed at which to normalize monetary policy is also uncertain. For instance, if the fiscal policy changes turn out to be ones that have a larger positive effect on potential output than staff currently anticipates, then fiscal stimulus would, all else equal, have smaller effects on the inflation and unemployment gaps; as a consequence, policymakers in the simulations might prefer a slower normalization than shown. Alternatively, if fiscal stimulus were to have larger effects on 10 The asymmetric loss function permits a limited increase in the undershooting of the unemployment rate: the “no stimulus” and “large stimulus” average path of the unemployment rate are within 13 basis points over the forecast horizon. The equal-weight loss function permits even less increase in the undershooting of the unemployment rate: the “no stimulus” and “large stimulus” average path of the unemployment rate are within 5 basis points over the forecast horizon. By comparison, the paths implied by the staff’s baseline assumptions, illustrated in the Risk and Uncertainty section of Tealbook A, imply that the unemployment gap significantly widens and the path of inflation becomes steeper as fiscal stimulus increases under the policy paths prescribed: Compared with the “no stimulus” scenario, the unemployment gap is nearly 25 basis points wider at its peak under the baseline scenario and just over 80 basis points wider under the “larger stimulus” scenario. Inflation remains below 2 percent over the projection horizon in the scenario with no fiscal stimulus, it overshoots 2 percent by 1 basis point in the baseline and by 5 basis points with larger fiscal stimulus. 11 With the federal funds rate in proximity of its effective lower bound, policymakers have more limited ability to respond to a negative than a positive fiscal shock. Page 13 of 66 Strategies to offset a (positive) aggregate demand shock in FRB/US and in a broad class of Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 inflation than assumed in the simulations, then the federal funds rate would eventually Strategies need to increase faster than otherwise.12 Another caveat is that, because the simulations are conducted under the assumption of perfect foresight, the optimal control policies abstract from risk management considerations, and in particular the possibility that the monetary policy response to shocks might be restrained by the effective lower bound (ELB) on the federal funds rate. Such considerations could induce policymakers to normalize the stance of policy more rapidly as the size of the fiscal stimulus package grows and the ELB-related risk wanes. The next four exhibits tabulate the simulation results for key variables under the policy rule and optimal control simulations described above. 12 For a discussion of potential nonlinearities in the response of inflation to resource slack, see Stephanie Aaronson, Andrea De Michelis, Cynthia Doniger, Charles Fleischman, Manuel GonzalezAstudillo, Stacey Tevlin, and Joyce Zickler (2016), “Ramifications of Allowing the Unemployment Rate to Undershoot its Natural Rate,” memorandum to the Federal Open Market Committee, Board of Governors of the Federal Reserve System, Division of Research and Statistics, Division of Monetary Affairs, and Division of International Finance, December 1. Page 14 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Outcomes of Simple Policy Rule Simulations Measure and policy 2016 2017 2018 2019 2020 Nominal federal funds rate¹ Taylor (1993) Taylor (1999) Inertial Taylor (1999) First-difference Extended Tealbook baseline 0.5 0.5 0.5 0.5 0.5 2.9 3.1 1.8 1.7 1.5 3.3 3.6 2.7 2.7 2.5 3.6 4.0 3.4 3.2 3.3 3.7 4.1 3.8 3.3 3.8 Real GDP Taylor (1993) Taylor (1999) Inertial Taylor (1999) First-difference Extended Tealbook baseline 1.8 1.8 1.8 1.8 1.8 1.9 1.8 2.1 2.3 2.2 1.9 1.8 1.9 2.2 2.0 2.0 1.9 1.8 2.0 1.8 1.7 1.7 1.5 1.7 1.5 Unemployment rate¹ Taylor (1993) Taylor (1999) Inertial Taylor (1999) First-difference Extended Tealbook baseline 4.8 4.8 4.8 4.8 4.8 4.7 4.8 4.6 4.5 4.5 4.5 4.6 4.3 4.2 4.3 4.3 4.4 4.2 4.0 4.2 4.2 4.4 4.3 3.9 4.3 Total PCE prices Taylor (1993) Taylor (1999) Inertial Taylor (1999) First-difference Extended Tealbook baseline 1.5 1.5 1.5 1.5 1.5 1.7 1.7 1.7 1.8 1.7 1.8 1.8 1.8 2.0 1.8 2.0 1.9 1.9 2.1 1.9 2.1 2.1 2.0 2.2 2.1 Core PCE prices Taylor (1993) Taylor (1999) Inertial Taylor (1999) First-difference Extended Tealbook baseline 1.7 1.7 1.7 1.7 1.7 1.7 1.7 1.7 1.8 1.7 1.9 1.8 1.8 2.0 1.8 2.0 1.9 1.9 2.1 1.9 2.1 2.0 2.0 2.2 2.0 1. Percent, average for the final quarter of the period. Page 15 of 66 Strategies (Percent change, annual rate, from end of preceding period except as noted) Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Outcomes of Simple Policy Rule Simulations, Quarterly Strategies (Four-quarter percent change, except as noted) 2017 2018 Measure and policy Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Nominal federal funds rate¹ Taylor (1993) Taylor (1999) Inertial Taylor (1999) First-difference Extended Tealbook baseline 2.7 3.0 0.9 0.8 0.7 2.7 2.9 1.2 1.0 1.0 2.8 3.0 1.5 1.4 1.2 2.9 3.1 1.8 1.7 1.5 3.0 3.2 2.0 1.9 1.7 3.1 3.3 2.3 2.2 2.0 3.2 3.4 2.5 2.4 2.2 3.3 3.6 2.7 2.7 2.5 Real GDP Taylor (1993) Taylor (1999) Inertial Taylor (1999) First-difference Extended Tealbook baseline 2.2 2.2 2.2 2.2 2.2 2.1 2.1 2.2 2.3 2.2 1.9 1.8 2.0 2.1 2.1 1.9 1.8 2.1 2.3 2.2 1.8 1.6 2.0 2.2 2.1 1.9 1.8 2.1 2.3 2.2 1.9 1.7 1.9 2.2 2.0 1.9 1.8 1.9 2.2 2.0 Unemployment rate¹ Taylor (1993) Taylor (1999) Inertial Taylor (1999) First-difference Extended Tealbook baseline 4.7 4.7 4.7 4.7 4.7 4.7 4.8 4.7 4.6 4.7 4.7 4.8 4.6 4.6 4.6 4.7 4.8 4.6 4.5 4.5 4.7 4.7 4.5 4.4 4.5 4.6 4.7 4.5 4.3 4.4 4.5 4.6 4.4 4.3 4.4 4.5 4.6 4.3 4.2 4.3 Total PCE prices Taylor (1993) Taylor (1999) Inertial Taylor (1999) First-difference Extended Tealbook baseline 1.9 1.9 1.9 1.9 1.9 1.8 1.8 1.8 1.9 1.8 1.9 1.9 1.9 1.9 1.9 1.7 1.7 1.7 1.8 1.7 1.7 1.7 1.7 1.8 1.7 1.8 1.7 1.7 1.9 1.7 1.8 1.8 1.8 1.9 1.8 1.8 1.8 1.8 2.0 1.8 Core PCE prices Taylor (1993) Taylor (1999) Inertial Taylor (1999) First-difference Extended Tealbook baseline 1.7 1.7 1.7 1.7 1.7 1.7 1.6 1.6 1.7 1.6 1.6 1.6 1.6 1.7 1.6 1.7 1.7 1.7 1.8 1.7 1.8 1.7 1.7 1.8 1.7 1.8 1.7 1.7 1.9 1.8 1.8 1.8 1.8 1.9 1.8 1.9 1.8 1.8 2.0 1.8 1. Percent, average for the quarter. Page 16 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Outcomes of Optimal Control Simulations under Commitment Measure and policy 2016 2017 2018 2019 2020 Nominal federal funds rate¹ Equal weights Aymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Extended Tealbook baseline 0.5 0.5 0.5 0.5 0.5 2.5 1.0 2.5 4.3 1.5 4.1 1.5 3.9 4.7 2.5 5.0 2.1 4.7 5.1 3.3 5.3 2.6 5.0 5.4 3.8 Real GDP Equal weights Aymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Extended Tealbook baseline 1.8 1.8 1.8 1.8 1.8 1.7 2.5 1.8 1.4 2.2 1.4 2.3 1.5 1.3 2.0 1.6 2.0 1.6 1.7 1.8 1.5 1.5 1.6 1.7 1.5 Unemployment rate¹ Equal weights Aymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Extended Tealbook baseline 4.8 4.8 4.8 4.8 4.8 4.7 4.4 4.7 5.0 4.5 4.8 4.0 4.7 5.0 4.3 4.8 3.8 4.7 4.9 4.2 4.9 3.9 4.8 5.0 4.3 Total PCE prices Equal weights Aymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Extended Tealbook baseline 1.5 1.5 1.5 1.5 1.5 1.6 1.7 1.6 1.6 1.7 1.6 1.9 1.7 1.6 1.8 1.8 2.0 1.8 1.8 1.9 1.9 2.1 2.0 1.9 2.1 Core PCE prices Equal weights Aymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Extended Tealbook baseline 1.7 1.7 1.7 1.7 1.7 1.6 1.7 1.6 1.6 1.7 1.7 1.9 1.7 1.7 1.8 1.8 2.0 1.8 1.8 1.9 1.9 2.0 1.9 1.9 2.0 1. Percent, average for the final quarter of the period. Page 17 of 66 Strategies (Percent change, annual rate, from end of preceding period except as noted) Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Outcomes of Optimal Control Simulations under Commitment, Quarterly Strategies (Four-quarter percent change, except as noted) 2017 2018 Measure and policy Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Nominal federal funds rate¹ Equal weights Asymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Extended Tealbook baseline 1.0 0.6 1.0 2.6 0.7 1.6 0.7 1.5 3.7 1.0 2.1 0.8 2.0 4.1 1.2 2.5 1.0 2.5 4.3 1.5 3.0 1.1 2.9 4.4 1.7 3.4 1.2 3.3 4.5 2.0 3.8 1.3 3.6 4.6 2.2 4.1 1.5 3.9 4.7 2.5 Real GDP Equal weights Asymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Extended Tealbook baseline 2.2 2.2 2.2 2.2 2.2 2.1 2.3 2.1 2.0 2.2 1.8 2.2 1.8 1.5 2.1 1.7 2.5 1.8 1.4 2.2 1.5 2.4 1.6 1.1 2.1 1.5 2.5 1.6 1.2 2.2 1.4 2.4 1.5 1.2 2.0 1.4 2.3 1.5 1.3 2.0 Unemployment rate¹ Equal weights Asymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Extended Tealbook baseline 4.7 4.7 4.7 4.7 4.7 4.7 4.6 4.7 4.8 4.7 4.7 4.5 4.7 4.9 4.6 4.7 4.4 4.7 5.0 4.5 4.8 4.3 4.7 5.0 4.5 4.8 4.2 4.7 5.0 4.4 4.8 4.1 4.7 5.0 4.4 4.8 4.0 4.7 5.0 4.3 Total PCE prices Equal weights Asymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Extended Tealbook baseline 1.9 1.9 1.9 1.9 1.9 1.8 1.8 1.8 1.8 1.8 1.8 1.9 1.8 1.8 1.9 1.6 1.7 1.6 1.6 1.7 1.6 1.7 1.6 1.6 1.7 1.6 1.8 1.6 1.6 1.7 1.6 1.8 1.7 1.6 1.8 1.6 1.9 1.7 1.6 1.8 Core PCE prices Equal weights Asymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustments Extended Tealbook baseline 1.6 1.7 1.7 1.6 1.7 1.6 1.7 1.6 1.6 1.6 1.6 1.7 1.6 1.6 1.6 1.6 1.7 1.6 1.6 1.7 1.6 1.8 1.6 1.6 1.7 1.6 1.8 1.6 1.6 1.8 1.6 1.8 1.7 1.6 1.8 1.7 1.9 1.7 1.7 1.8 1. Percent, average for the quarter. Page 18 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 The monetary policy strategies considered in this section of Tealbook B typically fall into one of two categories. Under simple policy rules, policymakers set the federal funds rate according to a reaction function that includes a small number of macroeconomic factors. Under optimal control policies, policymakers compute a path for the federal funds rate that minimizes a loss function meant to capture policymakers’ preferences over macroeconomic outcomes. Both approaches recognize the Federal Reserve’s dual mandate. Unless otherwise noted, the simulations assume that policymakers will adhere to the policy strategy in the future and that financial market participants, price setters, and wage setters not only believe that policymakers will follow through with their strategy but also fully understand the macroeconomic implications. Such policy strategies are described as commitment strategies. The two approaches have different merits and limitations. The parsimony of simple rules makes them relatively easy to communicate to the public, and because they respond only to variables that are central to a range of models, proponents argue that they may be more robust to uncertainty about the structure of the economy. However, simple rules omit, by construction, other potential influences on policy decisions; thus, strict adherence to such rules may, at times, lead to unsatisfactory outcomes. By comparison, optimal control policies respond to a broader set of economic factors; their prescriptions optimally balance various policy objectives. And although this section focuses on policies under commitment, optimal control policies can more generally be derived under various assumptions about the degree to which policymakers can commit. That said, optimal control policies assume substantial knowledge on the part of policymakers and are sensitive to the assumed loss function and the specifics of the particular model. Given the different strengths and weaknesses of the two approaches, they are probably best considered together, possibly along with others, as a means to assess the various tradeoffs policymakers may face when pursuing their mandated objectives. POLICY RULES USED IN “MONETARY POLICY STRATEGIES” The table below gives the expressions for the four simple policy rules reported in “Monetary Policy Strategies.” denotes the nominal federal funds rate for quarter t, and the right-hand-side variables include the staff’s projection of trailing four-quarter core PCE inflation for the current quarter and three quarters ahead ( and | ), the output gap estimate for the current period (ygapt), and the forecast of the three-quarter-ahead annual change in the output gap (4ygapt+3|t). The value of policymakers’ longer-run inflation objective, denoted πLR, is 2 percent. Page 19 of 66 Strategies Appendix Authorized for Public Release Strategies Class I FOMC - Restricted Controlled (FR) Taylor (1993) rule 0.5 Taylor (1999) rule 0.5 Inertial Taylor (1999) rule First-difference rule 0.85 December 8, 2016 0.5 0.15 0.5 | 0.5Δ 0.5 | The first two of the selected rules were studied by Taylor (1993, 1999), while the inertial version of the Taylor (1999) rule has been featured prominently in analysis by Board staff.1 The , are constant and chosen so that they are consistent with a intercepts of these rules, denoted 2 percent longer-run inflation objective and a longer-run real federal funds rate of 0.9 percent, a value used in the FRB/US model.2 The prescriptions of the first-difference rule do not depend on the level of the output gap or the longer-run real interest rate; see Orphanides (2003). Near-term prescriptions from the four policy rules are calculated taking as given the Tealbook projections for inflation and the output gap. When the Tealbook is published early in a quarter, the prescriptions are shown for the current and next quarter. When the Tealbook is published late in a quarter, the prescriptions are shown for the next two quarters. Rules that include a lagged policy rate as a right-hand-side variable are conditioned on the lagged federal funds rate in the Tealbook projection for the first quarter shown, and then conditioned on their simulated lagged federal funds rate for the second quarter shown. To isolate the effects of changes in macroeconomic projections on the prescriptions of these inertial rules, the lines labeled “Previous Tealbook projection” report prescriptions conditional on the previous Tealbook projections for inflation and the output gap but using the value of the lagged federal funds rate in the current Tealbook for the first quarter shown. REAL FEDERAL FUNDS RATE ESTIMATES The bottom panel of the exhibit titled “Policy Rules and the Staff Projection” provides an estimate of one notion of the equilibrium real federal funds rate, r*. This measure is an estimate of the real federal funds rate that, if maintained over a 12-quarter period (beginning in the current quarter), makes the output gap equal to zero in the final quarter of that period using the output projection from FRB/US, the staff’s large-scale econometric model of the U.S. economy.3 This “Tealbook-consistent FRB/US r*” depends on a broad array of economic factors, some of which 1 See, for example, Erceg and others (2012). In the October Tealbook, Taylor-type rules used a value of equal to 0.75 percent, corresponding to the staff’s estimate the real federal funds rate in the long run at that time. All nominal and real federal funds rates reported in the Monetary Policy Strategies section are expressed on the same 360day basis as the published federal funds rate. Consistent with the methodology in the FRB/US model, the simple rules are first implemented on a fully compounded, 365-day basis and then converted to a 360-day basis. 3 For a discussion of this and other concepts of equilibrium interest rates, see Gust and others (2016). 2 Page 20 of 66 December 8, 2016 take the form of projected values of the model’s exogenous variables. It is generated after the paths of exogenous variables in the FRB/US model are adjusted so that they match those in the extended Tealbook forecast. A model simulation then determines the value of the real federal funds rate that closes the output gap conditional on the exogenous variables in the extended baseline forecast. The “Average projected real federal funds rate” reported in the panel is the average of the real federal funds rate under the Tealbook baseline projection calculated over the same 12-quarter period as the Tealbook-consistent FRB/US r*. The average projected real federal funds rate and r* need not be associated with the same macroeconomic outcomes even when their values are identical. The reason is that, in the r* simulations, the real federal funds rate is held constant over the entire 12-quarter period to close the output gap at the end of this timeframe whereas, in the Tealbook baseline, the real federal funds rate can vary over time. Distinct paths of real short-term rates can, in turn, generate different paths for inflation and economic activity. FRB/US MODEL SIMULATIONS The results presented in the exhibits “Simple Policy Rule Simulations” and “Optimal Control Simulations under Commitment” are derived from dynamic simulations of the FRB/US model. Each simulated policy strategy is assumed to be in force over the whole period covered by the simulation; this period extends several decades beyond the time horizon shown in the exhibits. The simulations are conducted under the assumption that market participants as well as price and wage setters have perfect foresight, and are predicated on the staff’s extended Tealbook projection, which includes the macroeconomic effects of the Committee’s large-scale asset purchase programs. When the Tealbook is published early in a quarter, all of the simulations begin in that quarter; when the Tealbook is published late in a quarter, all of the simulations begin in the subsequent quarter. COMPUTATION OF OPTIMAL CONTROL POLICIES UNDER COMMITMENT The optimal control simulations posit that policymakers minimize a discounted weighted sum of squared inflation gaps (measured as the difference between four-quarter headline PCE , and the Committee’s 2 percent objective), squared unemployment gaps ( , inflation, measured as the difference between the unemployment rate and the staff’s estimate of the natural rate), and squared changes in the federal funds rate. The resulting loss function, shown below, embeds the assumption that policymakers discount the future using a quarterly discount factor 0.9963: , . The exhibit “Optimal Control Simulations under Commitment” considers four specifications of the weights on the inflation gap, the unemployment gap, and the rate change components of the loss function. The box “Optimal Control and the Loss Function” in the Page 21 of 66 Strategies Authorized for Public Release Class I FOMC - Restricted Controlled (FR) Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Strategies Monetary Policy Strategies section of the June 2016 Tealbook B provides motivations for the four specifications of the loss function. The first specification, titled “Equal weights,” assigns equal weights to all three components at all times. The second specification, titled “Asymmetric weight on ugap,” uses the same weights as the equal-weights specification whenever the unemployment rate is above the staff’s estimate of the natural rate but it assigns no penalty to the unemployment rate falling below the natural rate. The third specification, titled “Large weight on inflation gap,” attaches a relatively large weight to inflation gaps. The fourth specification, titled “Minimal weight on rate adjustments,” places almost no weight on changes in the federal funds rate.4 The table below shows the weights used in the four specifications. The optimal control policy and associated outcomes depend on the relative (rather than the absolute) values of the weights. , 0 Equal weights Asymmetric weight on ugap Large weight on inflation gap Minimal weight on rate adjustment 0 1 1 1 1 1 0 1 1 5 1 1 1 1 1 1 0.01 For each of these four specifications of the loss function, the optimal control policy is the path for the federal funds rate that minimizes the loss function in the FRB/US model, subject to the effective lower bound constraint on nominal interest rates, under the assumption of perfect foresight, and conditional on the staff’s extended Tealbook projection. Policy tools other than the federal funds rate are taken as given and subsumed within the Tealbook baseline. The path chosen by policymakers today is assumed to be credible, meaning that decision makers in the model see this path as being a binding commitment on future Committee decisions; the optimal control policy takes as given the initial lagged value of the federal funds rate but is otherwise unconstrained by policy decisions made prior to the simulation period. The discounted losses are calculated over a period that ends sufficiently far in the future that extending that period farther would not affect the policy prescriptions shown in the exhibits. REFERENCES Erceg, Christopher, Jon Faust, Michael Kiley, Jean-Philippe Laforte, David López-Salido, Stephen Meyer, Edward Nelson, David Reifschneider, and Robert Tetlow (2012). “An 4 The inclusion of a minimal but strictly positive weight on changes in the federal funds rate helps ensure a well-behaved numerical solution. Page 22 of 66 December 8, 2016 Overview of Simple Policy Rules and Their Use in Policymaking in Normal Times and Under Current Conditions,” memorandum to the Federal Open Market Committee, Board of Governors of the Federal Reserve System, Divisions of International Finance, Monetary Affairs, and Research and Statistics, July 18. Gust, Christopher, Benjamin K. Johannsen, David López-Salido, and Robert Tetlow (2016). “r*: Concepts, Measures, and Uses,” memorandum to the Federal Open Market Committee, Board of Governors of the Federal Reserve System, Division of Monetary Affairs, October 13. Orphanides, Athanasios (2003). “Historical Monetary Policy Analysis and the Taylor Rule,” Journal of Monetary Economics, Vol. 50 (July), pp. 9831022. Taylor, John B. (1993). “Discretion versus Policy Rules in Practice,” Carnegie-Rochester Conference Series on Public Policy, Vol. 39 (December), pp. 195214. Taylor, John B. (1999). “A Historical Analysis of Monetary Policy Rules,” in John B. Taylor, ed., Monetary Policy Rules. University of Chicago Press, pp. 319341. Page 23 of 66 Strategies Authorized for Public Release Class I FOMC - Restricted Controlled (FR) Authorized for Public Release Class I FOMC - Restricted Controlled (FR) (This page is intentionally blank.) Page 24 of 66 December 8, 2016 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Monetary Policy Alternatives At its November meeting, the Committee judged that the case for an increase in the federal funds rate had continued to strengthen, but elected, “for the time being,” to wait for “some” further evidence of continued progress toward its objectives. Incoming data have supported the view that inflation will rise to 2 percent over the medium term, and the two job market reports received in the interim indicated that labor market conditions continued to improve: Payroll gains remained solid, and the unemployment rate declined. decision is whether the evidence accumulated since the end of summer is sufficient to merit an immediate increase in the target range for the federal funds rate. The second is what signal, if any, to provide regarding the prospects for future rate increases.  With regard to the first decision, Alternative B and Alternative C both raise the target range to ½ to ¾ percent. In contrast, Alternative A maintains the current target range. o Alternatives B and C point to “realized and expected labor market conditions and inflation” as the rationale for raising rates, thereby implying that the “progress” previous statements had indicated was needed has been achieved. Alternative A cites “subdued labor market pressures and below-target inflation” as sufficient reason to maintain the current stance of policy, thus hinting that the Committee might not raise rates until inflation climbs to 2 percent or until greater wage pressures provide evidence of tight labor markets. o Alternatives B and C both emphasize that the stance of monetary policy, after the increase in the federal funds rate, remains sufficiently accommodative to support “some” further strengthening in labor market conditions and a return to 2 percent inflation. The addition of the word “some” could be taken as a signal that the Committee now sees less need than before for further strengthening in the labor market. The insertion of “some” might also be read as suggesting that the gap between the midpoint of the new target range and the current level of the neutral federal funds rate—the level consistent with the economy growing at its potential rate—might not be all that large. Page 25 of 66 Alternatives This month’s meeting presents the Committee with two key decisions. The first Authorized for Public Release Class I FOMC - Restricted Controlled (FR)  December 8, 2016 As for the second decision, the three alternatives’ summaries of the economic outlook and future monetary policy, contained in paragraphs 2 and 4, differ only modestly from one another and from the November statement. o All three alternatives maintain the outlook from the November statement that economic activity will expand at a moderate pace, labor market conditions will strengthen somewhat further, and inflation is expected to rise to 2 percent over the medium term. o Alternatives A and B continue to state that “gradual adjustments” in the federal funds rate are anticipated in order to achieve the Committee’s objectives and that the expected rise in inflation will reflect the fading influence of past declines in energy and import prices along with Alternatives strengthening in labor markets; Alternative C drops the reference to past declines in energy and import prices. In so doing, Alternative C might be taken as suggesting greater confidence that these temporary factors are playing less of a role than before. o Alternative C notes that “additional” gradual adjustments in the stance of monetary policy will be needed for the Committee to achieve its objectives, which suggests a faster, albeit still gradual, pace of rate increases than do Alternatives A and B. o All three alternatives retain the November statement’s characterizations of risks to the economic outlook as being “roughly balanced.” However, Alternative C omits the sentence indicating that the Committee “continues to closely monitor” inflation indicators and global economic and financial developments; this would likely be taken as a signal that the Committee is currently less concerned about downside risks to the economic outlook than before.  Turning to developments in inflation, described in paragraph 1, the alternatives differ in a few respects. o Alternative B says that “inflation has increased since earlier this year,” differing from the November statement by omitting the “somewhat” qualifier that had tempered the “inflation has increased” phrase. As in November, Alternative B acknowledges that inflation “is still below the Committee’s 2 percent longer-run objective, partly reflecting earlier declines in energy prices and in prices of non-energy imports.” Page 26 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 o Alternative C also omits “somewhat” but emphasizes that, with the recent increase, inflation is “moving closer” to the Committee’s objective. With this addition, Alternative C suggests greater confidence that inflation is evolving as expected, and so alludes to the possibility that increases in the federal funds rate might come earlier than market participants currently appear to expect. o The summary of inflation developments in Alternative A differs from the November statement in two ways: First, it characterizes the shortfall of inflation from 2 percent as “only partly” the result of earlier energy and import price declines, hinting that inflation is being held back by other factors that have more persistent effects; and second, it retains from the November increases in inflation than do Alternatives B and C. o Alternatives B and C upgrade the November statement’s description of market-based measures of inflation compensation, stating that they have not just “moved up,” but have “moved up considerably.” Alternative C reinforces this message by no longer characterizing their levels as “low.” Alternative A retains the language of the November statement.  On the labor market, all three alternatives state that it has “continued to strengthen.” In this regard, they all speak to the condition the Committee set out in November that it needed to see “some further evidence of continued progress” toward its objectives in order to tighten the stance of policy. o Alternatives B and C are succinct in how they characterize developments in labor markets. Both state that job gains have been “solid” and add the observation that the unemployment rate has declined. o Alternative A tempers the assessment by noting the “subdued pace” of wage growth in recent months.  All three alternatives characterize economic activity as having “been expanding at a moderate pace since mid-year.”  The three alternatives are largely the same in describing how the Committee’s outlook is likely to affect its decisions. o In paragraph 4, Alternatives A and B continue to call out “the current shortfall of inflation from 2 percent” as a factor that warrants special attention, while Page 27 of 66 Alternatives statement the modifier “somewhat,” thereby putting less emphasis on recent Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Alternative C deletes this reference. Alternative A notes, in addition, that the Committee’s inflation goal is “symmetric.” o Alternatives A and B state, as did the November statement, that economic conditions are likely to “warrant only gradual increases” in the target range; by contrast, Alternative C replaces “only” with “additional,” thereby suggesting more increases, and perhaps earlier increases, may be forthcoming than previously thought.  Two of the three alternatives differ from the November statement in their characterization of the role that the Committee’s assessment of risks plays in its policy decisions. Alternatives o Alternatives A and C add to paragraph 4 a phrase that states that the Committee will assess not only the economic outlook but also “risks to the economic outlook” as it determines the timing and size of future adjustments to the target range for the federal funds rate. Alternative C tempers that message—and differs from the other alternatives—in removing the final sentence of paragraph 2 which states that the Committee is “closely monitoring” certain developments.  Finally, the three Alternatives are unchanged from November in how they describe the Committee’s policy concerning reinvestment of maturing securities from the System Open Market Account. Page 28 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 NOVEMBER 2016 FOMC STATEMENT 2. Consistent with its statutory mandate, the Committee seeks to foster maximum employment and price stability. The Committee expects that, with gradual adjustments in the stance of monetary policy, economic activity will expand at a moderate pace and labor market conditions will strengthen somewhat further. Inflation is expected to rise to 2 percent over the medium term as the transitory effects of past declines in energy and import prices dissipate and the labor market strengthens further. Near-term risks to the economic outlook appear roughly balanced. The Committee continues to closely monitor inflation indicators and global economic and financial developments. 3. Against this backdrop, the Committee decided to maintain the target range for the federal funds rate at ¼ to ½ percent. The Committee judges that the case for an increase in the federal funds rate has continued to strengthen but decided, for the time being, to wait for some further evidence of continued progress toward its objectives. The stance of monetary policy remains accommodative, thereby supporting further improvement in labor market conditions and a return to 2 percent inflation. 4. In determining the timing and size of future adjustments to the target range for the federal funds rate, the Committee will assess realized and expected economic conditions relative to its objectives of maximum employment and 2 percent inflation. This assessment will take into account a wide range of information, including measures of labor market conditions, indicators of inflation pressures and inflation expectations, and readings on financial and international developments. In light of the current shortfall of inflation from 2 percent, the Committee will carefully monitor actual and expected progress toward its inflation goal. The Committee expects that economic conditions will evolve in a manner that will warrant only gradual increases in the federal funds rate; the federal funds rate is likely to remain, for some time, below levels that are expected to prevail in the longer run. However, the actual path of the federal funds rate will depend on the economic outlook as informed by incoming data. 5. The Committee is maintaining its existing policy of reinvesting principal payments from its holdings of agency debt and agency mortgage-backed securities in agency mortgage-backed securities and of rolling over maturing Treasury securities at Page 29 of 66 Alternatives 1. Information received since the Federal Open Market Committee met in September indicates that the labor market has continued to strengthen and growth of economic activity has picked up from the modest pace seen in the first half of this year. Although the unemployment rate is little changed in recent months, job gains have been solid. Household spending has been rising moderately but business fixed investment has remained soft. Inflation has increased somewhat since earlier this year but is still below the Committee’s 2 percent longer-run objective, partly reflecting earlier declines in energy prices and in prices of non-energy imports. Market-based measures of inflation compensation have moved up but remain low; most survey-based measures of longer-term inflation expectations are little changed, on balance, in recent months. Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Alternatives auction, and it anticipates doing so until normalization of the level of the federal funds rate is well under way. This policy, by keeping the Committee’s holdings of longer-term securities at sizable levels, should help maintain accommodative financial conditions. Page 30 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 DECEMBER 2016 ALTERNATIVE A 2. Consistent with its statutory mandate, the Committee seeks to foster maximum employment and price stability. The Committee expects that, with gradual adjustments in the stance of monetary policy, economic activity will expand at a moderate pace and labor market conditions will strengthen somewhat further. Inflation is expected to rise to 2 percent over the medium term as the transitory effects of past declines in energy and import prices dissipate and the labor market strengthens further. Near-term risks to the economic outlook appear roughly balanced. The Committee continues to closely monitor inflation indicators and global economic and financial developments. 3. Against this backdrop of subdued labor market pressures and below-target inflation, the Committee decided to maintain the target range for the federal funds rate at ¼ to ½ percent. The Committee judges that the case for an increase in the federal funds rate has continued to strengthen but decided, for the time being, to while waiting for some further evidence of continued progress toward its objectives. The stance of monetary policy remains accommodative, thereby supporting further improvement in labor market conditions and a return to 2 percent inflation. 4. In determining the timing and size of future adjustments to the target range for the federal funds rate, the Committee will assess realized and expected economic conditions relative to its objectives of maximum employment and 2 percent inflation, along with risks to the economic outlook. This assessment will take into account a wide range of information, including measures of labor market conditions, indicators of inflation pressures and inflation expectations, and readings on financial and international developments. In light of the current shortfall of inflation from 2 percent, the Committee will carefully monitor actual and expected progress toward its symmetric inflation goal. The Committee expects that economic conditions will evolve in a manner that will warrant only gradual increases in the federal funds rate; the federal funds rate is likely to remain, for some time, below levels that are expected to prevail in the longer run. However, the actual path of the federal funds rate will depend on the economic outlook as informed by incoming data. Page 31 of 66 Alternatives 1. Information received since the Federal Open Market Committee met in September November indicates that the labor market has continued to strengthen and growth of that economic activity has picked up from the modest been expanding at a moderate pace seen in the first half of this year since mid-year. Although The unemployment rate is little changed in has declined over recent months, and job gains have been solid; however, wages have continued to rise at a subdued pace, on average. Household spending has been rising moderately but business fixed investment has remained soft. Inflation has increased somewhat since earlier this year but is still below the Committee’s 2 percent longer-run objective, only partly reflecting earlier declines in energy prices and in prices of non-energy imports. Market-based measures of inflation compensation have moved up but remain low; most survey-based measures of longer-term inflation expectations are little changed, on balance, in recent months. Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Alternatives 5. The Committee is maintaining its existing policy of reinvesting principal payments from its holdings of agency debt and agency mortgage-backed securities in agency mortgage-backed securities and of rolling over maturing Treasury securities at auction, and it anticipates doing so until normalization of the level of the federal funds rate is well under way. This policy, by keeping the Committee’s holdings of longer-term securities at sizable levels, should help maintain accommodative financial conditions. Page 32 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 DECEMBER 2016 ALTERNATIVE B 2. Consistent with its statutory mandate, the Committee seeks to foster maximum employment and price stability. The Committee expects that, with gradual adjustments in the stance of monetary policy, economic activity will expand at a moderate pace and labor market conditions will strengthen somewhat further. Inflation is expected to rise to 2 percent over the medium term as the transitory effects of past declines in energy and import prices dissipate and the labor market strengthens further. Near-term risks to the economic outlook appear roughly balanced. The Committee continues to closely monitor inflation indicators and global economic and financial developments. 3. Against this backdrop In view of realized and expected labor market conditions and inflation, the Committee decided to maintain raise the target range for the federal funds rate at ¼ to ½ to ¾ percent. The Committee judges that the case for an increase in the federal funds rate has continued to strengthen but decided, for the time being, to wait for some further evidence of continued progress toward its objectives. The stance of monetary policy remains accommodative, thereby supporting some further improvement strengthening in labor market conditions and a return to 2 percent inflation. 4. In determining the timing and size of future adjustments to the target range for the federal funds rate, the Committee will assess realized and expected economic conditions relative to its objectives of maximum employment and 2 percent inflation. This assessment will take into account a wide range of information, including measures of labor market conditions, indicators of inflation pressures and inflation expectations, and readings on financial and international developments. In light of the current shortfall of inflation from 2 percent, the Committee will carefully monitor actual and expected progress toward its inflation goal. The Committee expects that economic conditions will evolve in a manner that will warrant only gradual increases in the federal funds rate; the federal funds rate is likely to remain, for some time, below levels that are expected to prevail in the longer run. However, the actual path of the federal funds rate will depend on the economic outlook as informed by incoming data. Page 33 of 66 Alternatives 1. Information received since the Federal Open Market Committee met in September November indicates that the labor market has continued to strengthen and growth of that economic activity has picked up from the modest been expanding at a moderate pace seen in the first half of this year since mid-year. Although the unemployment rate is little changed in recent months, Job gains have been solid in recent months and the unemployment rate has declined. Household spending has been rising moderately but business fixed investment has remained soft. Inflation has increased somewhat since earlier this year but is still below the Committee’s 2 percent longer-run objective, partly reflecting earlier declines in energy prices and in prices of non-energy imports. Market-based measures of inflation compensation have moved up but remain low considerably but still are low; most survey-based measures of longer-term inflation expectations are little changed, on balance, in recent months. Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Alternatives 5. The Committee is maintaining its existing policy of reinvesting principal payments from its holdings of agency debt and agency mortgage-backed securities in agency mortgage-backed securities and of rolling over maturing Treasury securities at auction, and it anticipates doing so until normalization of the level of the federal funds rate is well under way. This policy, by keeping the Committee’s holdings of longer-term securities at sizable levels, should help maintain accommodative financial conditions. Page 34 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 DECEMBER 2016 ALTERNATIVE C 2. Consistent with its statutory mandate, the Committee seeks to foster maximum employment and price stability. The Committee expects that, with additional gradual adjustments in the stance of monetary policy, economic activity will expand at a moderate pace and labor market conditions will strengthen somewhat further. Inflation is expected to rise to 2 percent over the medium term as the transitory effects of past declines in energy and import prices dissipate and the labor market strengthens further. Near-term risks to the economic outlook appear roughly balanced. The Committee continues to closely monitor inflation indicators and global economic and financial developments. 3. Against this backdrop In view of realized and expected labor market conditions and inflation, the Committee decided to maintain raise the target range for the federal funds rate at ¼ to ½ to ¾ percent. The Committee judges that the case for an increase in the federal funds rate has continued to strengthen but decided, for the time being, to wait for some further evidence of continued progress toward its objectives. The stance of monetary policy remains accommodative, thereby supporting some further improvement strengthening in labor market conditions and a return to 2 percent inflation. 4. In determining the timing and size of future adjustments to the target range for the federal funds rate, the Committee will assess realized and expected economic conditions relative to its objectives of maximum employment and 2 percent inflation, along with risks to the economic outlook. This assessment will take into account a wide range of information, including measures of labor market conditions, indicators of inflation pressures and inflation expectations, and readings on financial and international developments. In light of the current shortfall of inflation from 2 percent, the Committee will carefully monitor actual and expected progress toward its inflation goal. The Committee expects that economic conditions will evolve in a manner that will warrant only additional gradual increases in the federal funds rate; the federal funds rate is likely to remain, for some time, below levels that are expected to prevail in the longer run. However, the actual path of the federal funds rate will depend on the economic outlook as informed by incoming data. Page 35 of 66 Alternatives 1. Information received since the Federal Open Market Committee met in September November indicates that the labor market has continued to strengthen and growth of that economic activity has picked up from the modest been expanding at a moderate pace seen in the first half of this year since mid-year. Although the unemployment rate is little changed in recent months, Job gains have been solid in recent months and the unemployment rate has declined. Household spending has been rising moderately but business fixed investment has remained soft. Inflation has increased somewhat since earlier this year, but is still below moving closer to the Committee’s 2 percent longer-run objective, partly reflecting earlier declines in energy prices and in prices of non-energy imports. Market-based measures of inflation compensation have moved up but remain low considerably; most surveybased measures of longer-term inflation expectations are little changed, on balance, in recent months. Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Alternatives 5. The Committee is maintaining its existing policy of reinvesting principal payments from its holdings of agency debt and agency mortgage-backed securities in agency mortgage-backed securities and of rolling over maturing Treasury securities at auction, and it anticipates doing so until normalization of the level of the federal funds rate is well under way. This policy, by keeping the Committee’s holdings of longer-term securities at sizable levels, should help maintain accommodative financial conditions. Page 36 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 THE CASE FOR ALTERNATIVE B Policymakers may view the information received over the intermeeting period as providing the evidence of continued progress toward the Committee’s objectives necessary to warrant an increase in the federal funds rate at the December meeting. They might also see the modal outlook as not greatly different from what they previously thought. Or policymakers may decide that it is premature to reach or express a judgment about the implications of future fiscal and trade policies for their forecasts until they have more information about those policies. Accordingly, policymakers may choose for now to say little that is new about the likely future path of the federal funds rate.  Data received over the intermeeting period indicate that inflation has increased relative to its pace earlier this year. o The 12-month change in overall PCE prices had been running at roughly 1 percent over the first eight months of this year but is now estimated to have increased to 1.4 percent over the 12 months ending in October. o Oil prices firmed over the past several months, and with earlier declines in energy prices dropping out of the calculation, consumer energy prices are likely to provide a boost to 12-month headline PCE inflation in the fourth quarter. o Twelve-month core PCE inflation in October was 1.7 percent, up about a tenth from mid-year.  Market-based measures of inflation compensation continued to move up over the intermeeting period. Over the same period, 5-year, 5-year ahead inflation compensation rose 33 basis points, an unusually large increase, and is coming on the heels of a 21 basis point increase over the previous intermeeting period. In addition, the Michigan survey measure of longer-run inflation expectations in November returned to the level seen earlier in the year.  The two employment reports received since the Committee met in November provided evidence that labor market conditions continued to strengthen. o Both reports showed further solid gains in payroll employment. o The employment-to-population ratio and the labor force participation rate have increased since a year ago—notwithstanding downward structural trends. Page 37 of 66 Alternatives Economic Conditions and Outlook Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 o The unemployment rate declined to 4.6 percent in November, following a lengthy period over which it had changed little. A broader measure of unemployment that includes marginally attached workers and workers employed part time for economic reasons (U-6) also declined in November, albeit by less than did the official unemployment rate (U-3). o New data for all three measures of labor compensation that the staff regularly monitor—compensation per hour, the employment cost index, and average hourly earnings—have been received since the November FOMC meeting. Taken together, these series continue to show modest gains in compensation over the past year. However, measures that focus narrowly on wages and Alternatives salaries, including average hourly earnings and the Atlanta Fed Wage Growth Tracker, have shown some acceleration recently, albeit from low levels.1  Real GDP growth for the third quarter turned out to be markedly higher than was expected when the October Tealbook was completed. However, most of the upward surprise is attributable to a jump in net exports that staff expects to be largely reversed in the fourth quarter. Growth in private domestic final purchases—normally thought to be a more reliable gauge of the underlying state of aggregate demand— was more moderate, in line with what staff wrote down in October. o Looking ahead, staff expects continued moderate consumption growth during the first half of next year in part because household income and employment have continued to grow at solid rates, indicators of consumer sentiment climbed further, and financial conditions have stayed broadly supportive. In the second half of the year, real PCE is expected to accelerate in response to the assumed fiscal stimulus. o Business fixed investment, after declining notably in the first half of the year, finally shows signs of picking up in the third quarter and appears to be on track to make a small positive contribution to GDP growth in the fourth quarter. 1 For more on the construction of alternative measures of labor compensation and the information gleaned from those measures, see the box “Measures of Labor Compensation” in Tealbook A. Page 38 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR)  December 8, 2016 Looking out to the medium term, the Congress seems likely to enact a package of tax and government spending programs that will provide some fiscal stimulus, but no specific aspects of such a package are known at this time.2 Policy Strategy  Policymakers might judge that they have accumulated sufficient further evidence of continued progress toward maximum employment and 2 percent inflation, and that an increase in the target range for the federal funds rate is therefore appropriate. They might also continue to expect that the pace of further increases in the target range will be gradual. o Leading up to the November meeting, policymakers had little new hard “continued progress” toward their goals. Only one new employment report was available. For the December meeting, policymakers have two more solid employment reports and tangible evidence of firming inflation. o Given the uncertainty about the timing, size, and composition of prospective changes in fiscal policy, policymakers may consider it premature to communicate that they see an appreciable change in their modal economic outlook, or in the associated path of the federal funds rate that would be consistent with achieving their statutory goals. Or, even if they judge that the appropriate path for the federal funds rate has steepened, participants may still see the pace of likely rate increases as gradual by historical standards. To the extent this is so, they may see paragraphs 2 and 4 of Alternative B, which are unchanged from the November statement, as appropriately preserving the Committee’s flexibility going forward.  Federal funds futures quotes imply that market participants regard a rate hike at this meeting as highly likely, and responses to the Desk’s latest surveys suggest that dealers concur in this assessment.3 Thus, the change in the stance of policy 2 As a placeholder for what will eventually occur, the staff included within the December Tealbook forecast a cut in personal income taxes amounting to 1 percent of GDP, beginning in the third quarter of 2017. A memo circulated recently to participants provides details. See, Byron Lutz and William Peterman “Revisions to Fiscal Assumptions in the December 2016 Tealbook” (December 2). See the “Risks and Uncertainties” section of Tealbook A for an analysis of the implications of a fiscal stimulus program that is larger than the baseline assumption, as well as the implications of no program at all. 3 The box “Monetary Policy Expectations and Uncertainty,” in this section of Tealbook B details how both market measures and surveys, over the intermeeting period, came to reflect an increasing Page 39 of 66 Alternatives information, relative to September, to chalk up as “further evidence” of Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Monetary Policy Expectations and Uncertainty Alternatives Over the intermeeting period, market participants became increasingly convinced about a rate increase at the December FOMC meeting. The market‐implied probability of a December rate hike now stands at 90 percent (figure 1). Results from the Desk’s December Survey of Primary Dealers showed a similar conviction among survey respondents (figure 2). Looking ahead, investors seem to recognize that the economy and the federal funds rate could evolve in a variety of ways over the coming year. For example, the probability distribution of the federal funds rate at the end of 2017 implied by quotes on Eurodollar futures options (figure 3) shifted to the right but still attaches considerable odds to a wide range of outcomes. The distribution from the December Desk survey (figure 4) is somewhat less dispersed. The federal funds rate path implied by a straight read of OIS quotes (the black lines in figure 5) steepened noticeably following the outcome of the U.S. elections. If term premiums are zero, these market‐implied forward rates would imply fewer than 2 hikes (of 25 basis points each) in 2017 and 2 hikes in 2018 and with the target policy rate not reaching 2 percent until the end of 2020. However, results from the staff’s OIS‐based term structure model, which takes the effective lower bound into account, suggest that OIS rates beyond six months likely contain negative term premiums. The expected federal funds rate path adjusted for those term premiums (the light blue line in figure 5) points to a somewhat faster expected pace of tightening of about 3 hikes in both 2017 and 2018, and reaches 3 percent by the end of 2020. As shown in figure 6, the model‐based path (the light blue line) lies above the modal federal funds rate path from the primary dealer survey (the brown line) but is roughly consistent with the staff’s baseline path in the December Tealbook (the dark blue line). Results from the model and the survey also shed light on market participants’ expectations of the longer‐run level of the federal funds rate (the dots in figure 6). The staff’s term structure model estimates that the federal funds rate will reach about 3¾ percent in the longer run, in line with the longer‐term average of the target funds rate in the staff’s December baseline projection but 1 percentage point higher than the median estimate of the longer‐run federal funds rate from the primary dealer survey. The Desk’s December survey also asked primary dealers about their assessment of the current level of the neutral real federal funds rate, as well as the levels at the end of the next three years. Compared with the November survey, the median estimates of the current level and the level at the end of 2019 were revised down by 25 basis points each to 0 and 1 percent, respectively, while the levels for the end of 2017 and 2018 were little changed at ¾ and 1 percent, respectively (not shown). Page 40 of 66 Authorized for Public Release December 8, 2016 Alternatives Class I FOMC - Restricted Controlled (FR) Page 41 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 announced in Alternative B would be completely in line with the expectations of financial market participants. o The market-implied path for the federal funds rate shifted up by 26 and 55 basis points at year-end 2017 and year-end 2018, respectively, and now points to a level of the federal funds rate at the end of 2018 of about 1.4 percent. The modal path for the funds rate of the median dealer also steepened: Dealers now expect three 25-basis-point rate hikes in 2018 and two in 2019, one more in each year than was the case in November; at two rate hikes, expectations for 2017 are unchanged. Thus, the market expectation for the federal funds rate has moved notably closer to the median of the dealers’ survey. o Survey respondents were asked for estimates of the probability distribution of Alternatives 10-year Treasury rates in the future. They expected the recent increase in Treasury yields of about ½ percentage point to persist for some time. Dealers cited expectations of a more accommodative fiscal policy stance as playing a major role in the changes to their forecasts for the federal funds rate and yields on Treasury securities. o Nonetheless, the Survey of Primary Dealers reveals that dealers do not expect significant changes to statement language regarding the future of monetary policy. The near-absence of a change in language in the forward-looking portions of Alternative B would likely be greeted placidly. THE CASE FOR ALTERNATIVE C Policymakers may judge not only that the evidence accumulated since the November meeting is sufficient to warrant an immediate increase in the target range for the federal funds rate, they might also regard it as prudent for the Committee’s statement to include language signaling that the federal funds rate may rise somewhat more quickly than previously expected, though still at a gradual pace. Economic Conditions and Outlook  The staff expects that 12-month overall PCE inflation will be 1.7 percent in December and will step up further in subsequent months, reaching 2 percent in March 2017. And while the staff expects PCE inflation to edge down after March, the U.S. likelihood of a rate increase at the December FOMC meeting. The box also notes that the new modelimplied levels of expected future federal funds rates are higher than the more familiar market-implied estimates. Page 42 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 economy has not experienced a period of excess demand for some time; inflation could well come in above 2 percent in the not-to-distant future. o Oil prices increased significantly since mid-year, and the November 30 agreement between OPEC and non-OPEC oil producing countries to reduce production suggests that at least some portion of the increase might be sustained over time. o With rising prices of energy and a lower unemployment rate, some policymakers may anticipate that 12-month headline inflation will run above 2 percent relatively soon, and they may see the effects of earlier declines in energy and import prices as having largely run their course. from the Committee’s 2 percent objective, and staff projects that the 12-month core PCE inflation rate will remain near the current rate through March, before gradually moving higher.  Indicators of expected future inflation are on the rise. o Estimates of 5-year, 5-year ahead expected inflation based on Board term structure models increased around 10 basis points over the intermeeting period; inflation compensation, measured on the same basis, increased 33 basis points, bringing the total increase since its low in June to 64 basis points. The staff’s estimate of five-year inflation compensation also moved up appreciably over the intermeeting period. o A straight read of quotes for inflation caps suggests that, over the intermeeting period, market participants marked up noticeably their assessment of the probability that headline CPI inflation over the next five years will run somewhat above 2 percent. Rising inflation compensation appears to be driven in part by increased cost of protection against above-target inflation outcomes.  The two employment reports released since the Committee last met in November were notably uniform in the further progress they portrayed in labor markets, with solid job gains and reductions in the U-3 unemployment rate as well as broader measures of unemployment and underemployment.  Taking a somewhat longer-term perspective, job gains have been consistently solid from June through November. Page 43 of 66 Alternatives o Twelve-month core PCE inflation in October was 1.7 percent, not very far Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 o Policymakers may see the ¼ percentage point increases over the past year in the employment-to-population ratio and labor force participation rate—despite their downward structural trends—as supporting a view that labor utilization has continued to increase. o The U-3 measure of unemployment is now at its lowest level since the onset of the Great Recession.  A variety of measures of labor market tightness have been running near or above precrisis levels; these include the job openings rate and the quits rate. And initial claims for unemployment insurance have for some time been below levels seen around recent business cycle peaks. Alternatives o While the three primary measures of labor compensation suggest only moderate wage growth, the Wage Growth Tracker constructed by the Federal Reserve Bank of Atlanta, has for some time shown a more marked acceleration.4  Growth in real GDP in the third quarter was nearly a percentage point higher than projected in October, and the underprediction in real gross domestic income was even larger. And while the miss in GDP was largely a result of a transitory boom in net exports, with the Michigan survey measure of consumer sentiment having climbed markedly in November and the Confidence Board confidence index reaching its highest level since the recession, participants may see some upside risk in the outlook for real PCE and hence GDP. Policy Strategy  Policymakers may judge that current conditions and the outlook warrant an increase in the target range for the federal funds rate of 25 basis points at this meeting. They may also judge, and wish to communicate, that additional gradual increases are likely in the not-too-distant future. o Some policymakers may favor reducing accommodation at this meeting and may see a need for several additional gradual increases in the federal funds rate over the coming year, in part to lower the risk that policy may need to be tightened rapidly in the future, possibly cutting short the expansion. 4 The box “Measures of Labor Compensation,” which appears in the current Tealbook A, discusses, among other things, the construction of the Federal Reserve Bank of Atlanta’s Wage Growth Tracker and how it differs from the other measures that staff monitor. Page 44 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Policymakers may be concerned that reducing policy accommodation too slowly could lead to substantial undershooting of the longer-run normal unemployment rate, and they may be skeptical that such undershooting can be unwound smoothly. o These policymakers might emphasize that several measures of wage growth have increased in recent years, even as productivity growth has remained low. They might anticipate that, if labor market tightening leads to additional acceleration of wages without a pickup in productivity growth, inflation would rise, requiring a higher policy rate. o Policymakers might also be worried that maintaining the federal funds rate at in financial markets that could eventually endanger financial stability. o Policymakers may judge that, even after a 25 basis point increase, the stance of monetary policy would remain overly accommodative; they might note that the real federal funds rate would still lie below the prescriptions from a wide range of policy frameworks—including most simple policy rules and optimal control exercises shown in the “Monetary Policy Strategies” section of Tealbook B. Policymakers also might note that the simple rules reported in Tealbook B call for an increase in the federal funds rate even when taking into account a substantial decline (relative to the pre-crisis period) in the longer-run equilibrium level of the federal funds rate.  The prospect of sizable fiscal policy stimulus presents another risk that is novel by recent experience. o Staff has included a moderate-sized tax cut within the Tealbook forecast, but the actual fiscal package could turn out to be much larger. Accordingly, some participants might worry about an outcome such as the “Larger Fiscal Stimulus” alternative scenario in Tealbook A. Regardless of its size, some additional fiscal stimulus appears likely, and its effects are likely to be felt at a time of significant undershooting of the unemployment rate, which could present higher-than-normal risks to inflation or financial stability.  On average, respondents to the Desk’s latest surveys put the probability that the Committee will increase the target range at this meeting at about 90 percent. Federal funds futures also imply that the perceived likelihood of a rate hike at this meeting is very high. It follows that the portion of a statement like Alternative C that raises the Page 45 of 66 Alternatives its current low level, or raising it too slowly, will lead to excessive risk-taking Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 target range for the federal funds rate by 25 basis points would not surprise the market. The question is how changes in the statement that speak to future changes in the stance of policy would be interpreted. o The inclusion of the word “additional” before “gradual increases in the federal funds rate” might be taken as suggesting that further increases in the target range will come sooner than market participants would have otherwise expected—indeed, that is the intent. To the extent this is so, medium- and longer-term real interest rates would likely rise, equity prices and inflation compensation would decline, and the dollar would appreciate. However, if Alternative C were taken as an expression of optimism about the underlying forces driving the economy, the market responses could be different. Alternatives o As noted in the accompanying box, “Monetary Policy Expectations and Uncertainty,” investors seem to recognize that the economy and the funds rate could evolve in a variety of ways over the coming year. THE CASE FOR ALTERNATIVE A Policymakers might view information received since the November FOMC as indicating not only that further progress is being made in labor markets but also that there remain opportunities for further improvement in labor market outcomes. In light of how long inflation has been running below 2 percent, they might elect to defer an increase in the federal funds rate. Rather, they may emphasize the importance of having inflation be close to 2 percent in order to confirm that 2 percent is not a ceiling for inflation in the minds of Committee members. These policymakers might see risk management considerations as reinforcing the case against reducing accommodation immediately. Economic Conditions and Outlook  GDP growth in the third quarter came in unexpectedly strong, but growth in private domestic final purchases—a measure commonly considered to be more representative of underlying demand conditions than is GDP—slowed and was only moderate. o Recent readings on consumer spending suggest that output may grow more slowly in the near term than policymakers may have been expecting. o Residential investment in the third quarter continued to shrink, and business investment is increasing only modestly after notable declines earlier this year. Page 46 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR)  December 8, 2016 The November employment situation report showed solid job gains and a surprisingly large drop in the unemployment rate, but also a disappointing decline in average hourly earnings that could be taken as indicating that labor market pressures are subdued. In addition, the labor force participation rate slipped and the average work week was flat.  Core inflation rates are higher now than they were earlier in the year, but no higher than had been expected. o Survey measures of longer-run inflation expectations and readings on longerterm inflation compensation, while higher than they once were, are still low by historical standards. Policymakers may be concerned that if forecasts of a could decrease. If this were to occur now, after a lengthy period of underperformance on inflation, the Committee’s reputation could suffer. o While 5-year, 5-year ahead inflation compensation rose 33 basis points over the intermeeting period, at 2.0 percent, it remains at a low level by historical standards, and is lower still when recast in terms of PCE inflation.  Policymakers may still assess the risks to the economic outlook as tilted to the downside—especially over the medium term—in part because adverse developments abroad could lead to tightening global financial conditions and decreased demand for U.S. exports. o The Brexit process could lead to financial stress in Europe and beyond if negotiations are especially contentious. o The growing populist movement in Europe, coming as it does during a period where several key elections are looming, presents a risk. The outcome of the constitutional referendum in Italy and the ensuing resignation of President Renzi also represents a source of downside risk. o The divergence between the monetary policy outlook in the United States and many major economies suggests the possibility of additional upward pressure on the exchange value of the U.S. dollar, as well as financial stresses in emerging market economies. Policy Strategy  Policymakers might judge that labor market conditions are strengthening only slowly and that significant room remains for labor market improvement. They might take Page 47 of 66 Alternatives pickup in inflation prove too optimistic, longer-run inflation expectations Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 comfort from the fact that recent increases in inflation were close to expectations and therefore regard labor market pressures as subdued. If so, policymakers might want to communicate that an increase in the federal funds rate is not yet warranted, and that it would be appropriate to wait for further progress toward maximum employment and 2 percent inflation. o Policymakers might also judge that inflation dynamics in recent decades demonstrate that the Phillips curve is fairly flat, implying that greater resource utilization will have only a muted effect on inflation. o With inflation remaining below the Committee’s 2 percent objective and the Phillips curve as flat as it appears to be, policymakers might conclude that further strengthening in the labor market is appropriate in order to assure that Alternatives inflation returns to 2 percent in a timely fashion. o In addition, policymakers might judge that the neutral rate of interest is low, relative to its longer-run level, due to restraint on U.S. economic activity from economic and financial developments abroad, meager productivity growth, or borrowing conditions that remain tight for some households. They may see such headwinds as unlikely to subside in the near term. o Some policymakers may see benefits—not just risks—associated with some undershooting of unemployment. For example, policymakers might judge that a tight labor market could have persistent positive effects on the productive capacity of the economy.  Additionally, noting that longer-term interest rates, the exchange value of the dollar, and equity prices, have all risen appreciably since the Committee last met, policymakers might conclude that, on balance, financial conditions have tightened and that no further actions or statements that might tighten those condition further are necessary. o These policymakers might argue that there may be some merit to waiting to see how financial markets and the real economy respond to the extant tightening in conditions before considering further policy actions.  In recognition of the asymmetric risks noted above, policymakers might regard it as prudent risk management to maintain the current target range for the federal funds rate for the time being. Page 48 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR)  December 8, 2016 Some policymakers might regard the prospects for fiscal stimulus as still highly uncertain, and might therefore think that the optimism that has been built into asset prices over the last few weeks is overdone. o Any fiscal package could turn out to be smaller, perhaps because of concerns about budget deficits, and therefore disappoint market expectations. Or the fiscal package could turn out to be dominated by corporate tax cuts which have much smaller fiscal multipliers than do personal income tax cuts. It is also possible that the Congress will be unable to come to any agreement. Thus, some participants might regard as likely an outcome such as “No Fiscal Stimulus” alternative scenario in Tealbook A. Federal funds futures quotes suggest that market participants see a very high probability of a rate hike at this meeting. A postmeeting statement like Alternative A, which suggests that a near-term increase is unlikely, would therefore be very surprising to financial market participants. o Investors would likely push further into the future the expected date of the next rate increase, and the expected path for the federal funds rate would likely flatten, putting downward pressure on longer-term yields. o If the statement is primarily seen as more accommodative, equity prices and inflation compensation would likely rise, and the dollar would depreciate. o Conversely, if investors interpret the statement as reflecting an unexpectedly downbeat assessment of economic conditions and greater-than-anticipated concerns about the downside risks to the outlook, equity prices and inflation compensation could fall. Page 49 of 66 Alternatives  Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 IMPLEMENTATION NOTE If the Committee decides to raise the target range for the federal funds rate, an implementation note that communicates the changes the Federal Reserve decided to make to its administered rates—the interest rates on required and excess reserves, the offering rate on overnight reverse repurchase agreements, and the discount rate—would be issued. If the Committee instead decides to maintain the current target range for the federal funds rate, an implementation note that indicates no change in these three policy tools would be issued. On the following pages, struck-out text indicates language deleted from the Alternatives November directive and implementation note, bold red underlined text indicates added language, and blue underlined text indicates text that links to websites. Page 50 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Implementation Note for December 2016 Alternatives B and C Release Date: November 2 December 14, 2016 Decisions Regarding Monetary Policy Implementation  The Board of Governors of the Federal Reserve System left unchanged voted [ unanimously ] to raise the interest rate paid on required and excess reserve balances at 0.50 to 0.75 percent, effective December 15, 2016.  As part of its policy decision, the Federal Open Market Committee voted to authorize and direct the Open Market Desk at the Federal Reserve Bank of New York, until instructed otherwise, to execute transactions in the System Open Market Account in accordance with the following domestic policy directive: “Effective November 3 December 15, 2016, the Federal Open Market Committee directs the Desk to undertake open market operations as necessary to maintain the federal funds rate in a target range of ¼ to ½ to ¾ percent, including overnight reverse repurchase operations (and reverse repurchase operations with maturities of more than one day when necessary to accommodate weekend, holiday, or similar trading conventions) at an offering rate of 0.25 0.50 percent, in amounts limited only by the value of Treasury securities held outright in the System Open Market Account that are available for such operations and by a per-counterparty limit of $30 billion per day. The Committee directs the Desk to continue rolling over maturing Treasury securities at auction and to continue reinvesting principal payments on all agency debt and agency mortgage-backed securities in agency mortgagebacked securities. The Committee also directs the Desk to engage in dollar roll and coupon swap transactions as necessary to facilitate settlement of the Federal Reserve’s agency mortgage-backed securities transactions.” More information regarding open market operations may be found on the Federal Reserve Bank of New York’s website.  In a related action, the Board of Governors of the Federal Reserve System took no action to change voted [ unanimously ] to approve a ¼ percentage point increase in the discount rate (the primary credit rate), which remains at 1.00 to 1.25 percent, effective December 15, 2016. In taking this action, the Board approved requests submitted by the Boards of Directors of the Federal Reserve Banks of . . . Page 51 of 66 Alternatives The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on November 2, 2016 December 14, 2016: Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Alternatives This information will be updated as appropriate to reflect decisions of the Federal Open Market Committee or the Board of Governors regarding details of the Federal Reserve’s operational tools and approach used to implement monetary policy. Page 52 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Implementation Note for December 2016 Alternative A Release Date: November 2 December 14, 2016 Decisions Regarding Monetary Policy Implementation  The Board of Governors of the Federal Reserve System left unchanged the interest rate paid on required and excess reserve balances at 0.50 percent.  As part of its policy decision, the Federal Open Market Committee voted to authorize and direct the Open Market Desk at the Federal Reserve Bank of New York, until instructed otherwise, to execute transactions in the System Open Market Account in accordance with the following domestic policy directive: “Effective November 3 December 15, 2016, the Federal Open Market Committee directs the Desk to undertake open market operations as necessary to maintain the federal funds rate in a target range of ¼ to ½ percent, including overnight reverse repurchase operations (and reverse repurchase operations with maturities of more than one day when necessary to accommodate weekend, holiday, or similar trading conventions) at an offering rate of 0.25 percent, in amounts limited only by the value of Treasury securities held outright in the System Open Market Account that are available for such operations and by a per-counterparty limit of $30 billion per day. The Committee directs the Desk to continue rolling over maturing Treasury securities at auction and to continue reinvesting principal payments on all agency debt and agency mortgage-backed securities in agency mortgagebacked securities. The Committee also directs the Desk to engage in dollar roll and coupon swap transactions as necessary to facilitate settlement of the Federal Reserve’s agency mortgage-backed securities transactions.” More information regarding open market operations may be found on the Federal Reserve Bank of New York’s website.  The Board of Governors of the Federal Reserve System took no action to change the discount rate (the primary credit rate), which remains at 1.00 percent. This information will be updated as appropriate to reflect decisions of the Federal Open Market Committee or the Board of Governors regarding details of the Federal Reserve’s operational tools and approach used to implement monetary policy. Page 53 of 66 Alternatives The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on November 2, 2016 December 14, 2016: Authorized for Public Release Class I FOMC - Restricted Controlled (FR) (This page is intentionally blank.) Page 54 of 66 December 8, 2016 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Projections BALANCE SHEET AND INCOME The staff has prepared projections of the Federal Reserve’s balance sheet, and of key elements of the associated income statement, under a baseline scenario for the paths of monetary policy and longer-term interest rates.1 In the analysis below, we have extended the projection period through 2030 from the 2025 projection period reported in previous Tealbooks.  The “December Tealbook baseline” scenario is consistent with the monetary policy assumptions incorporated in the staff’s baseline forecast presented in Tealbook A. In this scenario, interest rates are higher than those in the October Tealbook, with the federal funds rate projected to rise to nearly 4 percent at the end of 2021, before moving down to about 3 percent by the end of the projection period. Longer-term interest rates follow a similar pattern, reaching peak levels by 2022 before declining somewhat through the remainder of the projection period. Compared with the baseline projection in October, higher interest rate paths result in a slightly slower pace of MBS prepayments and therefore higher MBS holdings throughout in smaller unrealized gains on the SOMA portfolio early in the projection period, and larger unrealized losses in later years. The key policy assumptions associated with the projections are highlighted below.  Reinvestment policy: We continue to assume that the FOMC will cease reinvestments of maturing Treasury securities and agency debt as well as principal received on agency MBS when the target range for the federal funds rate reaches 1¼ to 1½ percent. As in the previous Tealbook, reinvestments are expected to cease during the third quarter of 2017 based on this criterion. Once reinvestments cease, the SOMA portfolio shrinks through redemptions of maturing Treasury and agency 1 In this scenario, the response of the federal funds rate to deviations of the endogenous variables from their baseline values is determined by the inertial Taylor (1999) policy rule. Page 55 of 66 Projections the projection period. Together, the higher rate paths and the larger MBS holdings result Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 debt securities as well as paydowns of principal on agency MBS until reserve balances reach their assumed longer-run level of $100 billion.  Use of policy normalization tools: We continue to assume that take-up of overnight reverse repurchase agreements (ON RRPs) runs at $100 billion through the end of 2018, before declining to zero by the end of 2019, and that term deposits (the TDF) and term RRPs are not used.2 Other features of these scenarios are described below.  Balance sheet. Under the baseline scenario, the size of the portfolio is normalized in the first quarter of 2022, one quarter later than projected in the October Tealbook (see the solid black lines in the exhibit titled “Total Assets and Selected Balance Sheet Items” and the table that follows).3 The projected timing of the normalization of the size of the balance sheet occurs later in this Tealbook because of the slower winddown of MBS holdings that results from the higher path of mortgage rates. At the time of normalization, total assets are projected to stand at roughly $2.4 trillion, with about $2.3 trillion in total SOMA securities holdings. Total assets and SOMA Treasury holdings rise thereafter, keeping pace with the increases in Federal Reserve notes in circulation and Federal Reserve Bank capital.  Federal Reserve remittances. Under the baseline scenario, annual remittances are Projections projected to decline from $98 billion in 2015 to about $93 billion this year (see the solid black lines in the “Income Projections” exhibit).4 The step-down primarily reflects increased interest expense on reserves resulting from the FOMC’s decision to 2 Use of term RRPs or term deposits would result in a shift in the composition of Federal Reserve liabilities—a decline in reserve balances and an equal increase in term RRPs or term deposits—but would not produce a change in the overall size of the balance sheet. Separately, we assume that RRPs associated with foreign official and international accounts remain near their October 31, 2016 level of $247 billion throughout the projection period. 3 The size of the balance sheet is assumed to be normalized when the securities portfolio reverts to the level consistent with its longer-run trend; this trend is determined largely by currency in circulation and the assumed long-run level of reserve balances. The projected timing of the normalization of the size of the balance sheet depends importantly on the level of reserve balances deemed necessary to conduct monetary policy. Currently, we assume that level of reserve balances to be $100 billion; however, policymakers’ choice of a long-run operating framework, as well as ongoing regulatory and structural changes, could result in a higher long-run level of reserve balances. In turn, a higher long-run level of reserve balances would, all else equal, imply an earlier normalization of the size of the balance sheet. 4 Earnings remittances for 2015 exclude a one-time transfer of $19 billion in Federal Reserve surplus associated with the FAST Act. Page 56 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 increase the target range for the federal funds rate, and thus the IOER rate, in December 2015.5 Annual remittances are projected to continue to decline through 2020 as the size of the SOMA portfolio falls and the target range for the federal funds rate increases, reaching a low of roughly $36 billion. Thereafter, remittances gradually increase as higher-yielding Treasury securities are added to the SOMA portfolio. No deferred asset is projected.6  Unrealized gains or losses. The staff estimates that the SOMA portfolio was in a net unrealized gain position of about $260 billion at the end of September.7 Preliminary staff estimates show that the net unrealized gain position fell to about $121 billion by the end of November as a result of the rise in interest rates. Going forward, the net unrealized gain or loss position of the portfolio will depend importantly on the path of longer-term interest rates. Because of the rise in longer-term interest rates assumed over the next several years in the baseline scenario, the portfolio is projected to shift to an unrealized loss position in the third quarter of 2017, one year earlier than the October Tealbook baseline. In particular, the portfolio is expected to record a peak unrealized loss of approximately $212 billion in 2019, about $77 billion of which is attributable to holdings of Treasury securities and $135 billion to holdings of agency MBS. The unrealized loss position then narrows through 2030, as the value of securities previously acquired under the large-scale asset purchase programs return to par as they approach maturity and new securities are added to the portfolio at  Term premium effects. As shown in the table “Projections for the 10-Year Treasury Term Premium Effect,” the Federal Reserve’s elevated holdings of longer-term securities are estimated to be depressing the term premium embedded in the 10-year nominal Treasury yield by 91 basis points in the current quarter. The estimated term premium effect depends importantly on the expected path of the Federal Reserve’s balance sheet over coming years relative to a benchmark counterfactual projection for 5 We assume that the interest rate paid on excess reserve balances will average 12.5 basis points above the effective federal funds rate and the offering rate on ON RRPs will average 12.5 basis points below the effective federal funds rate. The effective federal funds rate has averaged 41 basis points over the intermeeting period. 6 In the event that a Federal Reserve Bank’s earnings fall short of the amount necessary to cover its operating costs and pay dividends, a deferred asset would be recorded as a claim against future earnings remittances due to the U.S. Treasury. 7 The Federal Reserve reports the quarter-end net unrealized gain/loss position of the SOMA portfolio to the public in the “Federal Reserve Banks Combined Quarterly Financial Reports,” available on the Board’s website at http://www.federalreserve.gov/monetarypolicy/bst_fedfinancials.htm#quarterly. Page 57 of 66 Projections prevailing market yields. Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Total Assets and Selected Balance Sheet Items December Tealbook baseline Total Assets October Tealbook baseline Reserve Balances Billions of dollars Monthly Billions of dollars 5500 Monthly 3500 5000 3000 4500 4000 2500 3500 2000 3000 2500 1500 2000 1000 1500 1000 500 500 0 SOMA Treasury Holdings 2030 2028 2026 2024 2022 2020 2018 2016 2014 SOMA Agency MBS Holdings Billions of dollars Monthly 3000 Billions of dollars Monthly 2400 2200 2000 2500 1800 1600 2000 1400 1200 1500 1000 800 1000 600 400 500 200 0 Page 58 of 66 2030 2028 2026 2024 2022 2020 2018 2016 2014 2012 2010 2030 2028 2026 2024 2022 2020 2018 2016 2014 2012 0 2010 Projections 2012 2010 2030 2028 2026 2024 2022 2020 2018 2016 2014 2012 2010 0 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Federal Reserve Balance Sheet End-of-Year Projections -- December Tealbook baseline (Billions of dollars) Oct 31, 2016 Total assets 4,452 2017 2019 2021 2023 2025 2030 4,388 3,218 2,457 2,523 2,677 3,136 Selected assets Loans and other credit extensions* Securities held outright U.S. Treasury securities 3 0 0 0 0 0 4,218 4,182 3,045 2,307 2,387 2,551 3,020 2,464 2,422 1,611 Agency debt securities Agency mortgage-backed securities 0 18 1,736 4 2 1,133 1,417 1,727 2,480 2 2 2 2 1,756 1,432 1,172 968 821 538 Unamortized premiums 176 160 125 99 84 74 61 Unamortized discounts -15 -14 -11 -8 -7 -6 -4 50 52 52 52 52 52 52 Total other assets Total liabilities 4,412 4,346 3,173 2,408 2,470 2,619 3,063 1,434 1,547 1,706 1,831 1,962 2,111 Federal Reserve notes in circulation Reverse repurchase agreements Deposits with Federal Reserve Banks Reserve balances held by depository institutions U.S. Treasury, General Account 462 347 2,555 247 247 247 247 247 2,509 2,447 1,214 324 255 255 255 2,042 2,291 1,059 169 100 100 100 422 150 150 150 150 150 150 45 5 5 5 5 5 5 2 0 0 0 0 0 0 40 42 45 49 53 58 73 Other deposits Earnings remittances due to the U.S. Treasury Total capital** Source: Federal Reserve H.4.1 statistical releases and staff calculations. Note: Components may not sum to totals due to rounding. *Loans and other credit extensions includes primary, secondary, and seasonal credit; central bank liquidity swaps; and net portfolio holdings of Maiden Lane LLC. **Total capital includes capital paid-in and capital surplus accounts. Page 59 of 66 Projections Selected liabilities Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Income Projections December Tealbook baseline Interest Income October Tealbook baseline Interest Expense Billions of dollars Annual Billions of dollars 140 Annual 160 120 140 100 120 100 80 80 60 60 2028 2026 2024 2022 2030 140 20 0 0 2030 20 2028 40 2026 40 2024 60 2022 60 2020 80 2018 80 2016 100 2014 100 2012 120 Memo: Unrealized Gains/Losses Billions of dollars End of year Page 60 of 66 400 300 200 100 0 −100 −200 2030 2028 2026 2024 2022 2020 2018 2016 −300 2014 120 110 100 90 80 70 60 50 40 30 20 10 0 2030 2028 2026 2024 2022 2020 2018 End of year 2012 Billions of dollars 2016 Annual 120 Deferred Asset 2014 Billions of dollars 140 2030 2028 2026 2024 2022 2020 2018 2016 2014 Annual 2012 2020 Earnings Remittances to Treasury Billions of dollars 2012 2018 0 2016 0 2014 20 2012 20 Realized Capital Gains Projections 40 2030 2028 2026 2024 2022 2020 2018 2016 2014 2012 40 −400 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Projections for the 10-Year Treasury Term Premium Effect (Basis Points) December October Tealbook Date Tealbook baseline baseline Quarterly Averages -91 -87 -82 -78 -74 -86 -82 -78 -74 -70 2018:Q4 2019:Q4 2020:Q4 2021:Q4 2022:Q4 2023:Q4 2024:Q4 2025:Q4 2026:Q4 2027:Q4 2028:Q4 2029:Q4 2030:Q4 -60 -49 -41 -35 -31 -28 -24 -22 -19 -17 -15 -13 -12 -56 -45 -36 -30 -25 -20 -16 -11 Projections 2016:Q4 2017:Q1 Q2 Q3 Q4 Page 61 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 the balance sheet that excludes the effects of asset purchases. Over time, the term premium effect gradually fades as the projected path of the balance sheet converges to the benchmark path. Until 2022, the estimated TPE path in the current Tealbook is more negative than in the October baseline scenario, primarily because of the larger SOMA portfolio holdings as a result of larger MBS balances. Thereafter, the December Tealbook baseline reports an even more negative term premium effect relative to the October baseline. This additional widening is related to the extension of the projection period in this Tealbook, and reflects the assumptions made in modeling the SOMA portfolio in the years beyond the previous forecast period.  SOMA characteristics. Regarding the size of the portfolio, approximately $216 billion in SOMA Treasury holdings have already matured or will mature this year, and a total of nearly $1.5 trillion will mature between 2016 and 2020 (see the top panel of the exhibit “Projections for the Characteristics of SOMA Holdings”).8 The amount of Treasury securities maturing each month will vary considerably over time, while projected MBS paydowns vary less. Realized MBS paydowns will reflect the evolution of interest rates and other factors and thus could be significantly more volatile than projected.9 The weighted-average duration of the SOMA Treasury portfolio is currently about 6½ years (see the middle panel of the exhibit). The weighted-average duration is Projections projected to decline slightly next year, as the securities in the portfolio approach maturity, and to subsequently rise until the size of the balance sheet is normalized in early 2022.10 After reaching its peak, duration is projected to resume its decline as the Desk resumes open market purchases of Treasury securities to keep pace with the increase in currency and Federal Reserve Bank capital. The duration contour in this 8 Under the FOMC’s current reinvestment policy, the Desk replaces maturing Treasury security holdings with newly issued debt at Treasury auctions. Consistent with longstanding practice, these rollovers are carried out at Treasury auctions by placing bids for the SOMA in a par amount equal to the face value of holdings maturing on the issue date of newly issued securities. Moreover, across the various maturities, these bids are placed proportionately to the issue amounts of the new securities. The Desk’s bids at Treasury auctions are placed as noncompetitive tenders and are treated by Treasury as add-ons to announced auction sizes. 9 Over the intermeeting period, the Desk reinvested $24 billion of maturing Treasury securities and is expected to purchase a total of $52 billion of 15- and 30-year agency MBS under the reinvestment program. 10 The rise in portfolio duration starts in 2018 as the pace of roll-offs accelerates and longer-tenor securities account for a larger share of the remaining portfolio, causing duration to increase until the size of the balance sheet is normalized. Page 62 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Projections for the Characteristics of SOMA Holdings Projected Receipts of Principal on SOMA Securities December Tealbook baseline Billions of Dollars 100 Projected MBS Paydowns Treasury Maturities 80 60 40 20 0 2017 2018 2019 2020 SOMA Weighted−Average Treasury Duration Monthly Years December Tealbook baseline October Tealbook baseline 10 9 8 7 6 5 3 2 2008 2010 2012 2014 2016 2018 2020 2022 2024 2026 2028 2030 Maturity Composition of SOMA Treasury Portfolio December Tealbook baseline Billions of Dollars Maturing in less than 1 year 3000 Maturing between 1 year and 5 years Maturing between 5 years and 10 years Maturing in greater than 10 years 2500 2000 Normalization 1500 1000 500 0 2017 2018 2019 2020 2021 2022 2023 2024 Page 63 of 66 2025 2026 2027 2028 2029 2030 Projections 4 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 latter portion of the projection is based on the key assumption that the Federal Reserve will buy only Treasury bills until those holdings are equal to approximately 30 percent of the Treasury portfolio, similar to the pre-crisis composition of the portfolio (currently SOMA holds no Treasury bills). Thereafter, purchases of Treasury securities are assumed to be spread across the maturity spectrum (see the Projections bottom panel, “Maturity Composition of SOMA Treasury Portfolio”).11 11 We assume zero purchases of agency MBS after reinvestments cease. Page 64 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 Abbreviations ABS asset-backed securities BEA Bureau of Economic Analysis, Department of Commerce BHC bank holding company CDS credit default swaps CFTC Commodity Futures Trading Commission C&I commercial and industrial CLO collateralized loan obligation CMBS commercial mortgage-backed securities CPI consumer price index CRE commercial real estate DEDO section in Tealbook A, “Domestic Economic Developments and Outlook” Desk Open Market Desk DSGE dynamic stochastic general equilibrium ECB European Central Bank EDO Estimated, dynamic, optimization-based model ELB effective lower bound EME emerging market economy EU European Union FAST Act Fixing America’s Surface Transportation Act FDIC Federal Deposit Insurance Corporation FOMC Federal Open Market Committee; also, the Committee GCF general collateral finance GDI gross domestic income GDP gross domestic product GSIBs globally systemically important banking organizations HQLA high-quality liquid assets IOER interest on excess reserves Page 65 of 66 Authorized for Public Release Class I FOMC - Restricted Controlled (FR) December 8, 2016 ISM Institute for Supply Management LIBOR London interbank offered rate MBS mortgage-backed securities MMFs money market funds NBER National Bureau of Economic Research NI nominal income NIPA national income and product accounts OIS overnight index swap ON RRP overnight reverse repurchase agreement PCE personal consumption expenditures repo repurchase agreement RMBS residential mortgage-backed securities RRP reverse repurchase agreement SCOOS Senior Credit Officer Opinion Survey on Dealer Financing Terms SEP Summary of Economic Projections SFA Supplemental Financing Account SLOOS Senior Loan Officer Opinion Survey on Bank Lending Practices SOMA System Open Market Account TBA to be announced (for example, TBA market) TGA U.S. Treasury’s General Account TIPS Treasury inflation-protected securities TPE Term premium effects Page 66 of 66
Cite this document
APA
Federal Reserve (2016, December 13). Greenbook/Tealbook. Greenbooks, Federal Reserve. https://whenthefedspeaks.com/doc/greenbook_20161214_part1
BibTeX
@misc{wtfs_greenbook_20161214_part1,
  author = {Federal Reserve},
  title = {Greenbook/Tealbook},
  year = {2016},
  month = {Dec},
  howpublished = {Greenbooks, Federal Reserve},
  url = {https://whenthefedspeaks.com/doc/greenbook_20161214_part1},
  note = {Retrieved via When the Fed Speaks corpus}
}